550 Smith Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 550 Smith Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,732 sqft · built 1950
Lot Size0.11 acres (4,792 sqft)
Owner2 Company Names on File
Last Sale$769,900 (Apr 2023)
Tax Bill$10,610 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Apr 2023 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN08-19-36-455-010

Property Details

APN / Parcel Number

Primary APN08-19-36-455-010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,732 sqft Living Area
1st Floor Area1,020 sqft
Basement Area705 sqft
Unfinished Basement705 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area290 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area161 sqft
Deck Area216 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address550 SMITH AVE
CityBIRMINGHAM
StateMI
Zip48009-4713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R10E, SEC 36 JAMES L TODD & LEINBACH-HUMPHREY'S INDIAN VILLAGE SUB LOT 54
Legal Range10E
Legal Township02N
Legal Section36
Legal SubdivisionINDIAN VILLAGE SUB
Legal Lot Number54
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2019
Census Tract153300

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Apr 4, 2023Warranty Deed, Transfer
Sep 27, 2017Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
May 10, 2018Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Nov 4, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
MAIN STREET BANK
Nov 28, 2017Warranty Deed, Transfer · Conventional Mortgage
MAIN STREET BANK
Aug 4, 2017Warranty Deed, Transfer
DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 4, 2023 · Amount on Record
Deed SaleApr 4, 2023 · Amount on Record
Prior SaleNov 28, 2017 · Amount on Record
Deed Document Number202331746
Deed Book / Page58513 / 891
Last Transfer DateJul 14, 2025
Transfer Doc0000086101
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 4, 2023
Property Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713
Document Number0000031746
Book / Page58513 / 891
Map ReferenceLB 33 PG 35
Instrument DateMar 24, 2023
Instrument31746
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyTITLE ONE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 ASPEN RD, BIRMINGHAM, MI 48009-3707

Mortgage

Document Number0058545376
DateApr 4, 2023
Instrument58545/376
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 4, 2023
Property Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713
Document Number0000031746
Book / Page58513 / 891
Map ReferenceLB 33 PG 35
Instrument DateMar 24, 2023
Instrument31746
Transaction TypeTransfer
Record UpdatedSep 22, 2023

Transaction

AmountAmount Recorded
Tax$5,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 ASPEN RD, BIRMINGHAM, MI 48009-3707

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000180114
DateSep 27, 2017
Book Page51117/00051
Instrument180114
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078761
DateMay 10, 2018
Book Page51800/00289
Instrument78761
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 21, 2048

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateNov 4, 2019
Property Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713
Document Number0000184182
Book / Page53464 / 00119
Map ReferenceLB 33 PG 35
Instrument DateOct 21, 2019
Instrument184182
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyCISLO TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713

Mortgage

Document Number5346400121
DateNov 4, 2019
Instrument53464/00121
Lender
NameMAIN STREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 28, 2017
Property Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713
Document Number0000217529
Book / Page51327 / 00490
Map ReferenceLB 33 PG 35
Instrument DateNov 21, 2017
Instrument217529
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyCISLO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,580.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address550 SMITH AVE, 550, BIRMINGHAM, MI 48009-4713

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713

Mortgage

Document Number0000217530
DateNov 28, 2017
Instrument217530
Lender
NameMAIN STREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 4, 2017
Property Address550 SMITH AVE, BIRMINGHAM, MI 48009-4713
Document Number0000146599
Book / Page050936 / 000678
Instrument DateJul 31, 2017
Instrument146599
Transaction TypeTransfer
Record UpdatedAug 22, 2017
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$316.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address675 E LINCOLN ST BIRMINGHAM MI 480091775, BIRMINGHAM, MI 48009-1775

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,610.00 (-9.79%) Homeowner's exemption$316,350 (+36.25%)$632,700 (+36.25%)
2024$11,761.00 (+58.68%)
2023$232,180$464,360
2021$7,412.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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