590 River Run Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 590 River Run Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,328 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jul 2023)
Tax Bill	$4,408 (2025)
Deeds & Mortgages	May 2009 Mortgage Jun 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9 10 10`

Property Details

APN / Parcel Number

Primary APN	`9 10 10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
Gross Area	6,120 sqft
1st Floor Area	1,992 sqft
Basement Area	1,758 sqft
Unfinished Basement	1,992 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	216 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	590 RIVER RUN DR
City	PALMYRA
State	VA
Zip	22963-4697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 230002080 AC 10.0 RIVER RUN
Legal Subdivision	RIVER RUN
Legal Block	10
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1015
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	590 RIVER RUN DR, PALMYRA, VA 22963-4697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2009	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH MORTGAGE
Jul 31, 2023	Deed, Transfer · Conventional Mortgage MEMBER OPTIONS LLC
Oct 6, 2021	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	20232080
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	590 RIVER RUN DR, PALMYRA, VA 22963-4697
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000793/754
Date	May 28, 2009
Book Page	793/754
Instrument	2023

Lender

Name	AMERISAVE MORTGAGE CORP
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	590 RIVER RUN DR, PALMYRA, VA 22963-4697
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001601569
Date	Jun 14, 2016
Instrument	1601569

Lender

Name	COMMONWEALTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2031

Interest

Rate Type	Fixed Rate

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 31, 2023
Property Address	590 RIVER RUN DR, PALMYRA, VA 22963-4697
Document Number	0230002080
Map Reference	PB 1 PG 264
Instrument Date	Jul 19, 2023
Instrument	230002080
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 RIVER RUN DR, PALMYRA, VA 22963-4697

Mortgage

Document Number	0230002081
Date	Jul 31, 2023
Instrument	230002081

Lender

Name	MEMBER OPTIONS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 6, 2021
Property Address	590 RIVER RUN DR, PALMYRA, VA 22963-4697
Document Number	0210005042
Map Reference	PB 1 PG 264
Instrument Date	Sep 23, 2021
Instrument	210005042
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	590 RIVER RUN DR, PALMYRA, VA 22963-4697

Mortgage

Document Number	0210005043
Date	Oct 6, 2021
Instrument	210005043

Lender

Name	PRIMARY RESIDENTIAL MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,900 (-) Land $86,000 Building $497,900	$583,900 (-) Land $86,000 Building $497,900
2025	$4,408.00 (+7.09%)	$583,900 (+19.73%) Land $86,000 Building $497,900	$583,900 (+19.73%) Land $86,000 Building $497,900
2023		$487,700 Land $86,000 Building $401,700	$487,700 Land $86,000 Building $401,700
2022	$4,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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