Fluvanna County property record for 409 River Run Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,027 sqft · built 2004 |
| Lot Size | 15.1 acres (661,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $364,000 (Aug 2016) |
| Tax Bill | $4,459 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9 10 6 |
| Primary APN | 9 10 6 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,027 sqft Living Area |
| Gross Area | 4,149 sqft |
| 1st Floor Area | 1,851 sqft |
| Basement Area | 926 sqft |
| Unfinished Basement | 926 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 661,981 sqft (15.1 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 433 sqft |
| Deck Area | 247 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 409 RIVER RUN DR |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-6212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 969-396 AC 15.197 RIVER RUN |
| Legal Subdivision | RIVER RUN |
| Legal Block | 6 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20104 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 RIVER RUN DR, PALMYRA, VA 22963-6212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2016 · Amount on Record |
| Deed Sale | Aug 30, 2016 · Amount on Record |
| Deed Document Number | 20162507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 409 RIVER RUN DR, PALMYRA, VA 22963-6212 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210004608 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 210004608 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $590,600 (-) Land $114,400 Building $476,200 | $590,600 (-) Land $114,400 Building $476,200 | |
| 2025 | $4,459.00 (+12.26%) | $590,600 (+25.47%) Land $114,400 Building $476,200 | $590,600 (+25.47%) Land $114,400 Building $476,200 |
| 2023 | $470,700 Land $114,400 Building $356,300 | $470,700 Land $114,400 Building $356,300 | |
| 2022 | $3,972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
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