590 Pacito Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 590 Pacito Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,832 sqft · built 2015
Lot Size	0.038 acres (1,655 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0057-0001-1340`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0057-0001-1340`
Alternative APNs	`263004005700011340` `138409`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	824 sqft
Upper Floors Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,655 sqft (0.038 acres)
Lot Dimensions	59 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	86 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	590 PACITO WAY
City	SAINT CLOUD
State	FL
Zip	34769-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	BATTAGLIA PB 18 PG 116-117 LOT 134
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	BATTAGLIA
Legal Tract	57
Legal Block	1340
Legal Lot Number	134
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1022
Census Tract	43203

Owner

Source: Osceola County records · APN 04-26-30-0057-0001-1340

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1131 WIGMAN PKWY # 13101, 13101, HENDERSON, NV 89074
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2015
Deed Sale	Sep 29, 2015
Deed Document Number	2015145003
Deed Book / Page	4848 / 1502
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	590 PACITO WAY, SAINT CLOUD, FL 34769-7087
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5808 SHOW MASTER LN, FORT WORTH, TX 76179-2376

Mortgage

Document Number	0060611382
Date	Oct 08, 2021
Book Page	6061/1382
Instrument	2021156817

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,672.00 (-1.21%)	$260,800 (-6.62%) Land $40,000 Building $220,800	$260,800 (-6.62%) Land $40,000 Building $220,800
2024	$4,729.00 (+7.5%)
2023	$4,399.00 (+11.79%)	$279,300 (+15.6%) Land $14,900 Building $264,400	$279,300 (+15.6%) Land $14,900 Building $264,400
2022	$3,935.00	$241,600 Land $14,900 Building $226,700	$241,600 Land $14,900 Building $226,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.