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571 Pacito Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 571 Pacito Way, Saint Cloud, FL 34769 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,122 sqft · built 2018
Lot Size0.045 acres (1,960 sqft)
Owner2 Individual Names on File
Last Sale$198,000 (Feb 2018)
Tax Bill$3,272 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-26-30-0057-0001-0500

Property Details

APN / Parcel Number

Primary APN04-26-30-0057-0001-0500
Alternative APNs
  • 263004005700010500
  • 138325

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,122 sqft Living Area
Gross Area2,538 sqft
1st Floor Area875 sqft
Upper Floors Area1,247 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,960 sqft (0.045 acres)
Lot Dimensions59 ft deep x 33 ft wide
Garage TypeAttached
Garage Area355 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area61 sqft
Patio Area114 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address571 PACITO WAY
CitySAINT CLOUD
StateFL
Zip34769-7088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBATTAGLIA PB 18 PG 116-117 LOT 50
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionBATTAGLIA
Legal Tract57
Legal Block500
Legal Lot Number50
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1021
Census Tract43203

Owner

Source: Osceola County records · APN 04-26-30-0057-0001-0500

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Mar 22, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Feb 27, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 13, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Feb 12, 2018Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2018 · Amount on Record
Deed SaleFeb 12, 2018 · Amount on Record
Deed Document Number201824092
Deed Book / Page5284 / 1376
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 14, 2026
Property Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088
Document Number0000064171
Book / Page6972 / 13
Instrument DateApr 28, 2026
Instrument202664171
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088

Mortgage

Document Number0000064171,
DateMay 14, 2026
Book Page6972/13
Instrument202664171
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term308 Months
DueJan 01, 2052
Interest
Rate6.46%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088

Mortgage

Document Number0065692082
DateMar 22, 2024
Book Page6569/2082
Instrument2024037213
Lender
NameUS BANK NA
TypeBank
Address4801 FREDERICA ST, OWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueJan 01, 2052

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088

Mortgage

Document Number0063630754
DateFeb 27, 2023
Book Page6363/754
Instrument2023022726
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueJan 01, 2052

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088

Mortgage

Document Number0062501664
DateJul 13, 2022
Book Page6250/1664
Instrument2022108110
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueJan 01, 2052

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 12, 2018
Property Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088
Document Number0052841376
Book / Page5284 / 1376
Map ReferenceMB18 PG116&117
Instrument DateFeb 09, 2017
Instrument2018024092
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyOSCEOLA TITLE INSURANCE AGEN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,386.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address571 PACITO WAY, SAINT CLOUD, FL 34769-7088

Mortgage

Document Number2018024093
DateFeb 12, 2018
Instrument2018024093
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,272.00 (+6.37%) Homeowner's exemption$225,692 (+5.99%)$292,700 (-7.78%) Land $40,000 Building $252,700
2023$3,076.00 (+3.71%) Homeowner's exemption$212,944 (+3%)$317,400 (+15.8%) Land $14,900 Building $302,500
2022$2,966.00 Homeowner's exemption$206,742$274,100 Land $14,900 Building $259,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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