Osceola County property record for 590 Eden Dr, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,513 sqft · built 2020 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Aug 1997) |
| Tax Bill | $7,644 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2019 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 26-25-31-4425-000A-0190 |
| Primary APN | 26-25-31-4425-000A-0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,513 sqft Living Area |
| Gross Area | 3,703 sqft |
| 1st Floor Area | 2,513 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 350 sqft |
| Porch | Finished/Open Porch |
| Deck Area | 315 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 590 EDEN DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW EDEN ON THE LAKES UNIT D PB 2 PG 046 BLK A LOT 19 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON THE LAKES UNIT D |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 43700 |
Source: Osceola County records · APN 26-25-31-4425-000A-0190
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 590 EDEN DR, SAINT CLOUD, FL 34771-8611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Nov 25, 2019 | Deed of Trust, Mortgage · Construction Mortgage WATERSTONE MORTGAGE CORP |
| Nov 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 12, 2020 | Loan Modification, Mortgage WATERSTONE MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 1997 · Amount on Record |
| Deed Sale | Aug 28, 1997 · Amount on Record |
| Deed Book / Page | 1429 / 2908 |
| Last Transfer Date | Aug 08, 2007 |
| Transfer Doc | 0055402634 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 590 EDEN DR, SAINT CLOUD, FL 34771-8611 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 590 EDEN DR, SAINT CLOUD, FL 34771-8611 |
| Document Number | 0062570255 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 6257/255 |
| Instrument | 2022113837 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 590 EDEN DR, SAINT CLOUD, FL 34771-8611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056291917 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 5629/1917 |
| Instrument | 2019153431 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 590 EDEN DR, SAINT CLOUD, FL 34771-8611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 590 EDEN DR, SAINT CLOUD, FL 34771-8611 |
| Document Number | 0058282630 |
|---|---|
| Date | Nov 09, 2020 |
| Book Page | 5828/2630 |
| Instrument | 2020152484 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 590 EDEN DR, SAINT CLOUD, FL 34771-8611 |
| Document Number | 0057481331 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 590 EDEN DR ST CLOUD FL 347718611, ST CLOUD, FL 34771-8611 |
| Document Number | 0057481331 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 005748/001331 |
| Instrument | 85851 |
| Name | WATERSTONE MTG CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate | 4.75% |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,644.00 (+1.42%) | $500,300 (+1.85%) Land $120,000 Building $380,300 | $500,300 (+1.85%) Land $120,000 Building $380,300 |
| 2024 | $7,537.00 (+1.67%) | ||
| 2023 | $7,413.00 (+10.38%) | $491,200 (+11.81%) Land $120,000 Building $371,200 | $491,200 (+11.81%) Land $120,000 Building $371,200 |
| 2022 | $6,716.00 | $439,300 Land $120,000 Building $319,300 | $439,300 Land $120,000 Building $319,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 84 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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