586 Eden Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 586 Eden Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,559 sqft · built 2022
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$176,000 (Jul 2020)
Tax Bill$8,222 (2025)
Deeds & MortgagesNov 2020 Construction Loan
Jul 2020 Sale
Flood ZoneZone AE (high risk)
APN2625314425000A0200

Property Details

APN / Parcel Number

Primary APN2625314425000A0200
Alternative APN
  • 92530

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,559 sqft Heated Area
Gross Area5,067 sqft Gross Area
Stories1 Story
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area44,867 sqft (1.03 acres)
Lot Dimensions450 ft deep x 100 ft wide
Garage TypeDetached - Finished

Exterior Amenities

Pool Area336 sqft Pool
Deck Area1,074 sqft Deck
Patio Area672 sqft Patio
PorchOpen Porch
Boat AccessBoat Access
Boat House567 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number92530
Street Address586 EDEN DR
CitySAINT CLOUD
StateFL
Zip34771-8611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW EDEN ON THE LAKES UNIT D PB 2 PGS 46-47 BLK A LOT 20
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON LK UN-D
Legal Tract4425
Legal BlockA
Legal Lot Number20
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1047
Census Tract43700

Owner

Source: Osceola County records · APN 2625314425000A0200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address586 EDEN DR, SAINT CLOUD, FL 34771-8611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Deed of Trust, Mortgage · Construction Mortgage
CENTENNIAL BANK
Jul 07, 2020Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2020 · Amount on Record
Deed SaleJul 07, 2020 · Amount on Record
Prior SaleJul 29, 2004 · Amount on Record
Deed Document Number0005750126
Deed Book / Page5750 / 126
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address586 EDEN DR, SAINT CLOUD, FL 34771-8611
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1799 LEE JANZEN DR, KISSIMMEE, FL 34744-3954

Mortgage

Document Number0058360939
DateNov 19, 2020
Book Page5836/939
Instrument2020158631
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueDec 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateDec 01, 2026
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6.12%
Index1-Year CMT
Max Rate10.1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 07, 2020
Property Address586 EDEN DR, SAINT CLOUD, FL 34771-8611
Document Number0057500126
Book / Page005750 / 000126
Instrument DateJul 07, 2020
Instrument87106
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
Tax$1,232.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1799 LEE JANZEN DR KISSIMMEE FL 347443954, KISSIMMEE, FL 34744-3954

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,222.00 (+4.41%) Homeowner's exemption$582,900 (+4.16%) Land $120,000 Building $462,900$582,900 (+4.16%) Land $120,000 Building $462,900
2023$7,875.00 (+369.59%) Homeowner's exemption$559,600 (+366.33%) Land $120,000 Building $439,600$559,600 (+366.33%) Land $120,000 Building $439,600
2022$1,677.00$120,000 Land $120,000$120,000 Land $120,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskHigh
above 88% of the US · above 81% of Florida
Wildfire LikelihoodAbout 1 in 84 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Eden Dr

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