590 E Marks Ridge Rd, Garfield, KY 40140 Property Records

Breckinridge County property record for 590 E Marks Ridge Rd, Garfield, KY 40140

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,416 sqft · built 2015
Lot Size	4.12 acres (179,467 sqft)
Owner	Individual Name on File
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Nov 2017 Construction Loan Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`127-23-1`

Property Details

APN / Parcel Number

Primary APN	`127-23-1`
Alternative APNs	`21401` `36104`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	179,467 sqft (4.12 acres)
Garage Type	Detached
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	36104
Street Address	590 E MARKS RIDGE RD
City	GARFIELD
State	KY
Zip	40140-5236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE & GARAGE
Legal Subdivision	BOYD MINGUS DIVISION
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	1
Census Block	1032
Census Tract	960501

Owner

590 E Marks Ridge Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Breckinridge County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	590 E MARKS RIDGE RD, GARFIELD, KY 40140-5236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Construction Mortgage MEADE COUNTY BANK
Aug 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 20, 2021
Transfer Doc	440/632
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	590 E MARKS RIDGE RD, GARFIELD, KY 40140-5236
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	446/012
Date	Nov 2, 2017
Book Page	446/012
Instrument	2017006681

Lender

Name	MEADE COUNTY BANK
Type	Bank
Address	BRANDENBURG, KY 40108

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	239 Months
Due	Oct 27, 2037

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRECKINRIDGE KY
Recording Date	Aug 20, 2021
Property Address	590 E MARKS RIDGE RD, GARFIELD, KY 40140-5236
Document Number	440/632
Book / Page	440 / 632
Instrument Date	Aug 20, 2021
Instrument	2020904061
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10466 HIGHWAY 690, 10466, GARFIELD, KY 40140-5104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 E MARKS RIDGE RD, GARFIELD, KY 40140-5236

Tax Assessment & Valuation

The 2025 property tax bill for 590 E Marks Ridge Rd was $1,911.

Source: Breckinridge County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00	$198,000 Land $15,000 Building $183,000	$198,000 Land $15,000 Building $183,000
2023	$1,442.00 (-4.31%) Homeowner's exemption	$198,000 (-) Land $15,000 Building $183,000	$198,000 (-) Land $15,000 Building $183,000
2022	$1,507.00 Homeowner's exemption	$198,000 Land $15,000 Building $183,000	$198,000 Land $15,000 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 590 E Marks Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 590 E Marks Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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