570 E Marks Ridge Rd, Garfield, KY 40140 Property Records

Breckinridge County property record for 570 E Marks Ridge Rd, Garfield, KY 40140

Property Summary

Property Type	Single Family Home
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual Name on Record
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`127-23-2`

Property Details

APN / Parcel Number

Primary APN	`127-23-2`
Alternative APN	`26974`

Exterior

Lot Area	77,972 sqft (1.79 acres)

Location & Zoning

Account Number	26974
Street Address	570 E MARKS RIDGE RD
City	GARFIELD
State	KY
Zip	40140-5236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	1
Census Block	1032
Census Tract	960501

Owner

Source: Breckinridge County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	570 E MARKS RIDGE RD, GARFIELD, KY 40140-5236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU
Aug 10, 2017	Deed of Trust, Mortgage · Construction Mortgage MEADE COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2016
Deed Sale	Feb 3, 2016
Deed Document Number	2016000544
Deed Book / Page	392 / 232
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	570 E MARKS RIDGE RD, GARFIELD, KY 40140-5236
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M519/542
Date	Jan 29, 2022
Book Page	M519/542
Instrument	2020906319

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	570 E MARKS RIDGE RD, GARFIELD, KY 40140-5236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	442/729
Date	Aug 10, 2017
Book Page	442/729
Instrument	2017004985

Lender

Name	MEADE COUNTY BANK
Type	Bank
Address	BRANDENBURG, KY 40108

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 2, 2042

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00 (+2.1%)	$181,250 (-) Land $6,250 Building $175,000	$181,250 (-) Land $6,250 Building $175,000
2023	$1,716.00 (-0.69%)	$181,250 (-) Land $6,250 Building $175,000	$181,250 (-) Land $6,250 Building $175,000
2022	$1,728.00	$181,250 Land $6,250 Building $175,000	$181,250 Land $6,250 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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