590 Denio Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 590 Denio Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1978
Lot Size	2.37 acres (103,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jul 2018)
Tax Bill	$7,543 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`835-13-013`

Property Details

APN / Parcel Number

Primary APN	`835-13-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	103,672 sqft
Lot Dimensions	170 ft deep x 625 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	590 DENIO AVE
City	GILROY
State	CA
Zip	95020-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	LOT 4
Legal Subdivision	OTOOLE RANCH SUB
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3026
Census Tract	512401

Owner

Source: Santa Clara County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	590 DENIO AVE, GILROY, CA 95020-9205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jul 20, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Mar 9, 2017	Intrafamily Transfer, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 10, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Mar 9, 2017
Deed Document Number	201823987340
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0023599391
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 1, 2026
Property Address	590 DENIO AVE, GILROY, CA 95020-9205
Document Number	0026058290
Instrument Date	Sep 25, 2026
Instrument	202626058290
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 DENIO AVE, GILROY, CA 95020-9205

Mortgage

Document Number	0026058290,
Date	Oct 1, 2026
Instrument	202626058290

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	590 DENIO AVE, GILROY, CA 95020-9205
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 DENIO AVE, GILROY, CA 95020-9205

Mortgage

Document Number	0024892371
Date	Mar 26, 2021
Instrument	24892371

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	590 DENIO AVE, GILROY, CA 95020-9205
Document Number	0024260924
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	590 DENIO AVE GILROY CA 950209205, GILROY, CA 95020-9205

Mortgage

Document Number	0024260924
Date	Aug 22, 2019
Instrument	24260924

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 20, 2018
Property Address	590 DENIO AVE, GILROY, CA 95020-9205
Document Number	0023987340
Instrument Date	Jul 19, 2018
Instrument	23987340
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	590 DENIO AVE GILROY CA 950209205, GILROY, CA 95020-9205

Mortgage

Document Number	23987341
Date	Jul 20, 2018
Instrument	23987341

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 9, 2017
Property Address	590 DENIO AVE, GILROY, CA 95020-9205
Document Number	0023599391
Map Reference	MAP276 PG18
Instrument Date	Mar 3, 2017
Instrument	23599391
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	590 DENLO AVE, GILROY, CA 95020-9205

Mortgage

Document Number	0023599392
Date	Mar 9, 2017
Instrument	23599392

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 10, 2017
Property Address	590 DENIO AVE, GILROY, CA 95020-9205
Document Number	0023600468
Instrument Date	Mar 3, 2017
Instrument	23600468
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	590 DENIO AVE GILROY CA 950209205, GILROY, CA 95020-9205

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$629,335 (+2%) Land $275,950 Building $353,385
2025	$7,543.00 (+2.42%) Homeowner's exemption	$616,996 (+4.04%) Land $270,540 Building $346,456
2023	$7,365.00 (+1.84%) Homeowner's exemption	$593,039 Land $260,036 Building $333,003
2022	$7,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Spectrum, Verizon.

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