325A Denio Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 325A Denio Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 1916
Lot Size	2.38 acres (104,108 sqft)
Owner	Company Name on Record
Last Sale	$1,275,000 (Feb 2021)
Tax Bill	$16,831 (2025)
Deeds & Mortgages	Mar 2023 Transfer Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`835-07-003`

Property Details

APN / Parcel Number

Primary APN	`835-07-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	104,108 sqft
Garage Area	1,617 sqft
Parking Spaces	6 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Water Source	Well

Location & Zoning

Street Address	325 DENIO AVE, A
City	GILROY
State	CA
Zip	95020-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Subdivision	OTOOLE RANCH
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3038
Census Tract	512401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	325 DENIO AVE, A, GILROY, CA 95020-9203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Intrafamily Transfer, Transfer
Feb 23, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 25, 2018	Quit Claim Deed, Transfer GUTHRIE R W & S J TRUST (RT)
Aug 14, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	202124843181
Last Transfer Date	Dec 16, 2022
Transfer Doc	0025453214
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 24, 2023
Property Address	325A DENIO AVE # A, A, GILROY, CA 95020-9203
Document Number	0025453214
Instrument Date	Dec 16, 2022
Instrument	25453214
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	325 DENIO AVE # A, A, GILROY, CA 95020-9203

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 23, 2021
Property Address	325A DENIO AVE # A, A, GILROY, CA 95020-9203
Document Number	0024843181
Map Reference	MB H PG 61
Instrument Date	Feb 13, 2021
Instrument	24843181
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	325A DENIO AVE, GILROY, CA 95020-9203

Mortgage

Document Number	0024843182
Date	Feb 23, 2021
Instrument	24843182

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 25, 2018
Property Address	325 DENIO AVE # A, A, GILROY, CA 95020-9203
Document Number	0024030207
Instrument Date	Sep 19, 2018
Instrument	24030207
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	325A DENIO AVE GILROY CA 950209203, GILROY, CA 95020-9203

Mortgage

Document Number	24030208
Date	Sep 25, 2018
Instrument	24030208

Lender

Name	GUTHRIE R W & S J TRUST (RT)

Agreement

Amount	Amount Recorded

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 14, 2018
Property Address	325 DENIO AVE # A, A, GILROY, CA 95020-9203
Document Number	0024003047
Instrument Date	Feb 8, 2018
Instrument	24003047
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	325 DENIO AVE #A GILROY CA 950209203, A, GILROY, CA 95020-9203

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,407,701 (+2%) Land $993,671 Building $414,030
2025	$16,831.00 (+2.37%)	$1,380,100 (+4.04%) Land $974,188 Building $405,912
2023	$16,442.00 (+1.81%)	$1,326,510 Land $936,360 Building $390,150
2022	$16,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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