590 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 590 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,068 sqft · built 1988
Lot Size	3.25 acres (141,879 sqft)
Owner	Individual Name on File
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16A-3-21`

Property Details

APN / Parcel Number

Primary APN	`16A-3-21`
Alternative APNs	`016A 3 21` `1502`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	141,879 sqft (3.25 acres)
Deck Area	330 sqft
Patio Area	330 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1502
Street Address	590 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 21 SEC 3 3.2571 AC LAURELWOOD SUBDIVISION
Legal Subdivision	LAURELWOOD SUBDIVISION SEC 3
Legal Block	1
Legal Lot Number	21
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1001
Census Tract	10301

Owner

590 Cropp Rd is owned and occupied by an individual who acquired it in November 2025.

Source: Stafford County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 29, 2024	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS
Feb 22, 2024	Intrafamily Transfer, Transfer
Oct 12, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 30, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025
Deed Sale	Nov 14, 2025
Prior Sale	Mar 29, 2024 · Amount on File
Deed Document Number	202515217
Prior Transfer Date	Feb 9, 2024
Prior Transfer Doc	0000001843
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STAFFORD VA
Recording Date	Nov 14, 2025
Property Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609
Document Number	0250015217
Map Reference	MB 9 PG 265&266
Instrument Date	Nov 4, 2025
Instrument	250015217
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609

Mortgage

Document Number	0250015218
Date	Nov 14, 2025
Instrument	250015218

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Mar 29, 2024
Property Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609
Document Number	0240003310
Instrument Date	Mar 19, 2024
Instrument	240003310
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	FIRST GUARDIAN TITLE AND ESCROW, FIRST GUARDIAN TITLE&ESCR LC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 LAKE GRAY BLVD APT 1212, 1212, JACKSONVILLE, FL 32244-7557

Mortgage

Document Number	0240003311
Date	Mar 29, 2024
Instrument	240003311

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STAFFORD VA
Recording Date	Feb 22, 2024
Property Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609
Document Number	0240001843
Instrument Date	Feb 9, 2024
Instrument	240001843
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 12, 2022
Property Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609
Document Number	0220020149
Instrument Date	Oct 7, 2022
Instrument	220020149
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609

Mortgage

Document Number	0220020150
Date	Oct 12, 2022
Instrument	220020150

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Jan 30, 2018
Property Address	590 CROPP RD, FREDERICKSBURG, VA 22406-4609
Document Number	180001597
Instrument Date	Jan 26, 2018
Instrument	1597
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	MARTIN TITLE AND SETTLEMENT SERVICES, MARTIN TITLE & SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	590 CROPP RD FREDERICKSBURG VA 224064609, FREDERICKSBURG, VA 22406-4609

Mortgage

Document Number	180001598
Date	Jan 30, 2018
Instrument	1598

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 590 Cropp Rd was $3,942, up 3.3% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,942.00 (+3.3%)	$420,900 Land $130,000 Building $290,900	$420,900 Land $130,000 Building $290,900
2024	$3,816.00 (+19.55%)
2023	$3,192.00	$337,800 Land $110,000 Building $227,800	$337,800 Land $110,000 Building $227,800
2021	$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 590 Cropp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 590 Cropp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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