564 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 564 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,756 sqft · built 1988
Lot Size	3.81 acres (166,277 sqft)
Owner	2 Individual Names on File
Last Sale	$251,000 (Mar 2012)
Tax Bill	$184 (2025)
Deeds & Mortgages	Jan 2024 Refinance Oct 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16A-3-18`

Property Details

APN / Parcel Number

Primary APN	`16A-3-18`
Alternative APNs	`016A 3 18` `1499`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,756 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Finished Basement	1,300 sqft
Unfinished Basement	156 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	166,277 sqft (3.81 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	304 sqft
Patio Area	304 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1499
Street Address	564 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 18 SEC 3 3.8172 AC LAURELWOOD SUBDIVISION
Legal Subdivision	LAURELWOOD SUBDIVISION SEC 3
Legal Block	1
Legal Lot Number	18
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1001
Census Tract	10301

Owner

564 Cropp Rd is owned and occupied by two individuals who bought it in March 2012.

Source: Stafford County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	564 CROPP RD, FREDERICKSBURG, VA 22406-4609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION
Oct 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2012 · Amount on File
Deed Sale	Mar 20, 2012 · Amount on File
Prior Sale	Mar 20, 2012 · Amount on File
Deed Book / Page	1200 / 5217
Prior Transfer Date	Mar 16, 2012
Prior Transfer Doc	120005217
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	564 CROPP RD, FREDERICKSBURG, VA 22406-4609
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000122
Date	Jan 4, 2024
Instrument	240000122

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	564 CROPP RD, FREDERICKSBURG, VA 22406-4609
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220019859
Date	Oct 7, 2022
Instrument	220019859

Lender

Name	SECRETARY OF VETERANS AFFAIRS

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	564 CROPP RD, FREDERICKSBURG, VA 22406-4609
Document Number	200010004
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 CROPP RD FREDERICKSBURG VA 224064609, FREDERICKSBURG, VA 22406-4609

Mortgage

Document Number	200010004
Date	May 8, 2020
Instrument	10004

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 564 Cropp Rd was $184.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$184.00	$403,400 Land $130,000 Building $273,400	$403,400 Land $130,000 Building $273,400
2023	$189.00	$348,500 Land $110,000 Building $238,500	$348,500 Land $110,000 Building $238,500
2021	$194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 564 Cropp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 564 Cropp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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