590 Cedar Rdg Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 590 Cedar Rdg Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,160 sqft · built 1999
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Aug 2025)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`449901093099000`

Property Details

APN / Parcel Number

Primary APN	`449901093099000`
Alternative APN	`50338`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,160 sqft Heated Area
Gross Area	2,962 sqft
1st Floor Area	874 sqft
Upper Floors Area	286 sqft
Basement Area	418 sqft
Finished Basement	418 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,972 sqft (1.79 acres)
Lot Width	630 ft Width
Terrain	Mountain
Porch	Patio
Porch Area	604 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50338
Street Address	590 CEDAR RIDGE DR
City	MURPHY
State	NC
Zip	28906-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24 & 25 CEDAR RIDGE PH 1 1367/912
Legal Subdivision	CEDAR RIDGE
Legal Phase	1
Legal Lot Number	24-25
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1021
Census Tract	930501

Owner

Source: Cherokee County records · APN 449901093099000

Assessment roll updated October 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	590 CEDAR RIDGE DR, MURPHY, NC 28906-9201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Deed of Trust, Mortgage · Line of Credit LENDING COMPANY
Jun 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 14, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Sep 11, 2009 · Amount on Record
Deed Document Number	20253940
Deed Book / Page	1784 / 177
Last Transfer Date	Jun 03, 2026
Transfer Doc	0000003043
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jul 06, 2026
Property Address	590 CEDAR RIDGE DR, MURPHY, NC 28906-9201
Document Number	0000003377
Book / Page	1805 / 68
Instrument Date	Jun 25, 2026
Instrument	20263377
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003377,
Date	Jul 06, 2026
Book Page	1805/68
Instrument	20263377

Lender

Name	LENDING COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 19, 2026
Property Address	590 CEDAR RIDGE DR, MURPHY, NC 28906-9201
Document Number	0000003043
Book / Page	1803 / 1307
Instrument Date	Jun 03, 2026
Instrument	20263043
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 CEDAR RIDGE DR, MURPHY, NC 28906-9201

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Aug 14, 2019
Property Address	590 CEDAR RIDGE DR, MURPHY, NC 28906-9201
Document Number	01620/0765
Book / Page	01620 / 0765
Instrument Date	Aug 03, 2019
Instrument	03713
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	348 S CHECKERBERRY WAY, JACKSONVILLE, FL 32259-4482

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,379.00	$201,080 (-)	$201,080 (-) Land $50,000 Building $151,080
2023		$201,080	$201,080 Land $50,000 Building $151,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Rdg Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures