Cherokee County property record for 437 Cedar Rdg Dr, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,512 sqft Heated Area |
| Lot Size | 41,818 sqft (0.96 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2019) |
| Tax Bill | $2,155.00 (2025) |
Source: Cherokee County records · APN 448902984949000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 437 CEDAR RIDGE DR, MURPHY, NC 28906-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK |
| Jun 07, 2019 | Warranty Deed, Transfer · Line of Credit NANTAHALA BANK & TRUST COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2019 · Amount on Record |
| Deed Sale | Jun 07, 2019 · Amount on Record |
| Prior Sale | Nov 30, 2007 · Amount on Record |
| Deed Doc Number | 02505 |
| Deed Book / Page | 01615 / 0348 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 437 CEDAR RIDGE DR, MURPHY, NC 28906-9212 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1645/47 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 1645/47 |
| Instrument | 2617 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 07, 2019 |
| Property Address | 437 CEDAR RIDGE DR, MURPHY, NC 28906-9212 |
| Document Number | 01615/0348 |
| Book / Page | 01615 / 0348 |
| Instrument Date | May 02, 2019 |
| Instrument | 02505 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6411 SE WILD OLIVE LN, 6411, STUART, FL 34997-8194 |
| Name | Verified Name |
|---|---|
| Address | 437 CEDAR RIDGE DR, MURPHY, NC 28906-9212 |
| Document Number | 02506 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 02506 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,155.00 | $321,580 (-) | $321,580 (-) Land $25,000 Building $296,580 |
| 2023 | $321,580 | $321,580 Land $25,000 Building $296,580 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 472 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 448902984949000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,512 sqft Heated Area |
| Basement Area | 1,152 sqft Basement |
| Finished Basement | 1,152 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 41,818 sqft (0.96 acres) |
| Depth X Width | 374 ft x 110 ft Depth x Width |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,200 sqft Garage |
| Deck Area | 840 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 368 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 49911 |
|---|---|
| Street Address | 437 CEDAR RIDGE DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-9212 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 17 CEDAR RIDGE PH 1 1307/85 |
| Legal Phase | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | NOTLA |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 930502 |
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