Monmouth County and Rumson Borough property record for 59 Wardell Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 5,507 sqft · built 1989 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,400,000 (Feb 2024) |
| Tax Bill | $44,865 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00105-0000-00034 |
| Primary APN | 41-00105-0000-00034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,507 sqft Living Area |
| 1st Floor Area | 3,565 sqft |
| Upper Floors Area | 1,849 sqft |
| Attic | Attic |
| Attic Area | 105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 779 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 722 sqft |
| Patio Area | 1,745 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 189600 |
|---|---|
| Street Address | 59 WARDELL AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | ROBERT LEE PROP |
| Legal Block | 105 |
| Legal Lot Number | 34 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 803800 |
59 Wardell Ave is owned and occupied by two individuals who bought it in February 2024.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 WARDELL AVE, RUMSON, NJ 07760-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on File |
| Deed Sale | Feb 21, 2024 · Amount on File |
| Prior Sale | Jun 8, 2015 · Amount on File |
| Deed Document Number | 202411328 |
| Deed Book / Page | 9678 / 2540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 21, 2024 |
| Property Address | 59 WARDELL AVE, RUMSON, NJ 07760-1036 |
| Document Number | 0096782540 |
| Book / Page | 9678 / 2540 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024011328 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | PURE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 768 ALHAMBRA CIR, CORAL GABLES, FL 33134-4808 |
| Name | Verified Name |
|---|---|
| Address | 59 WARDELL AVE, RUMSON, NJ 07760-1036 |
| Document Number | 2024011329 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2024011329 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.67% |
| Type Change Date | Mar 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 59 WARDELL AVE, RUMSON, NJ 07760-1036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0095903974 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 9590/3974 |
| Instrument | 2022042125 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 7.87% |
The 2025 property tax bill for 59 Wardell Ave was $44,865, up 2.5% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,766,600 (+11.45%) Land $2,265,800 Building $2,500,800 | $4,766,600 (+11.45%) Land $2,265,800 Building $2,500,800 | |
| 2025 | $44,865.00 (+2.45%) | $4,276,900 Land $2,108,300 Building $2,168,600 | $4,276,900 Land $2,108,300 Building $2,168,600 |
| 2024 | $43,791.00 | ||
| 2023 | $3,162,800 (+23.24%) Land $1,866,100 Building $1,296,700 | $3,162,800 (+23.24%) Land $1,866,100 Building $1,296,700 | |
| 2022 | $33,029.00 (+2.16%) | $2,566,400 Land $1,632,800 Building $933,600 | $2,566,400 Land $1,632,800 Building $933,600 |
| 2021 | $32,330.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 59 Wardell Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 59 Wardell Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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