51 Wardell Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 51 Wardell Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,026 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,850,000 (Oct 2024)
Tax Bill	$30,138 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`41-00105-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`41-00105-0000-00037`
Alternative APNs	`410010500037` `189900`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,026 sqft Living Area
1st Floor Area	4,122 sqft
Upper Floors Area	2,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	43,560 sqft
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Deck Area	220 sqft
Patio Area	1,356 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	189900
Street Address	51 WARDELL AVE
City	RUMSON
State	NJ
Zip	07760-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	ROBERT LEE BUILDERS PROP
Legal Block	105
Legal Lot Number	37
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4019
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 WARDELL AVE, RUMSON, NJ 07760-1036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Oct 16, 2024	Deed, Transfer · Conventional Mortgage TD BANK NA
Jan 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage CHARLES CARY
Jun 24, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Dec 23, 1997 · Amount on Record
Deed Document Number	202472495
Deed Book / Page	9708 / 9334
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 25, 2026
Property Address	51 WARDELL AVE, RUMSON, NJ 07760-1036
Document Number	0000051674
Book / Page	9799 / 5938
Instrument Date	Jun 2, 2026
Instrument	202651674
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WARDELL AVE, RUMSON, NJ 07760-1036

Mortgage

Document Number	0000051674,
Date	Jun 25, 2026
Book Page	9799/5938
Instrument	202651674

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 16, 2024
Property Address	51 WARDELL AVE, RUMSON, NJ 07760-1036
Document Number	0097089334
Book / Page	9708 / 9334
Instrument Date	Sep 23, 2024
Instrument	2024072495
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, ALLIED TITLE LLC SUITE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,755.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 TWIN OAK AVE, MIDDLETOWN, NJ 07748-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WARDELL AVE, RUMSON, NJ 07760-1036

Mortgage

Document Number	2024072496
Date	Oct 16, 2024
Instrument	2024072496

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	51 WARDELL AVE, RUMSON, NJ 07760-1036
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	WORLDWIDE TITLE GROUP LLC, WORLDWIDE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 WARDELL AVE, RUMSON, NJ 07760-1036

Mortgage

Document Number	0096743083
Date	Jan 12, 2024
Book Page	9674/3083
Instrument	2024002962

Lender

Name	CHARLES CARY
Type	Private Party
Address	75 WATERMAN AVE, RUMSON, NJ 07760

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	51 WARDELL AVE, RUMSON, NJ 07760-1036
Document Number	0000058034
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 WARDELL AVE RUMSON NJ 077601036, RUMSON, NJ 07760-1036

Mortgage

Document Number	0000058034
Date	Jul 1, 2019
Book Page	009355/006118
Instrument	58034

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,189,000 (+11%) Land $2,001,000 Building $1,188,000	$3,189,000 (+11%) Land $2,001,000 Building $1,188,000
2025	$30,138.00 (-8.25%)	$2,873,000 (+4.55%) Land $1,861,900 Building $1,011,100	$2,873,000 (+4.55%) Land $1,861,900 Building $1,011,100
2024	$32,848.00 (+2.41%)
2023		$2,747,900 Land $1,648,000 Building $1,099,900	$2,747,900 Land $1,648,000 Building $1,099,900
2022	$32,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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