59 Union St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 59 Union St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Lot Size0.739 acres (32,191 sqft)
OwnerIndividual Name on Record
Last Sale$518,000 (Feb 2022)
Tax Bill$8,328 (2025)
Deeds & MortgagesMar 2025 Line of Credit
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-215

Property Details

APN / Parcel Number

Primary APN74-215
Alternative APNs
  • FRAN M:278 L:188
  • M:074 L:215

Exterior

Lot Area32,191 sqft (0.739 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number74-215
Street Address59 UNION ST
CityFRANKLIN
StateMA
Zip02038-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number188
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group4
Census Block4000
Census Tract442101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Franklin Common Historic District
listed 2005 · 80 contributing resources · NRIS 05000218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address59 UNION ST, FRANKLIN, MA 02038-2021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 24, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2022 · Amount on Record
Deed SaleFeb 24, 2022 · Amount on Record
Deed Book / Page40342 / 431
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address59 UNION ST, FRANKLIN, MA 02038-2021
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042310-544
DateMar 26, 2025
Book Page42310/544
Instrument18062
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateFeb 24, 2022
Property Address59 UNION ST, FRANKLIN, MA 02038-2021
Document Number040342-431
Book / Page40342 / 431
Instrument DateFeb 24, 2022
Instrument17156
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 UNION ST, FRANKLIN, MA 02038-2021

Mortgage

Document Number0000017157
DateFeb 24, 2022
Instrument17157
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,328.00 (+7.85%)$716,700 (+9.42%) Land $240,800 Building $475,900$768,645 (+25.42%)
2024$7,722.00 (+8.59%)$655,000 (+15.87%) Land $240,800 Building $414,200$612,845
2023$7,111.00$565,300 Land $262,900 Building $302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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