59 Saddle Rd, Walnut Creek, CA 94595 Property Records

Contra Costa County property record for 59 Saddle Rd, Walnut Creek, CA 94595

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,074 sqft · built 1979
Lot Size	0.776 acres (33,800 sqft)
Owner	Company Name on Record
Last Sale	$630,000 (May 2011)
Tax Bill	$9,971 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`188-170-028-8`

Property Details

APN / Parcel Number

Primary APN	`188-170-028-8`
Alternative APN	`188-170-028`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,074 sqft Living Area
1st Floor Area	1,660 sqft
2nd Floor Area	577 sqft
Basement Area	837 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Lot Area	33,800 sqft (0.776 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	59 SADDLE RD
City	WALNUT CREEK
State	CA
Zip	94595-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	PCL MAP 134 PG 5 PCL A
Legal Subdivision	PM MS16-87
Legal Tract	134PM5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	334200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	59 SADDLE RD, WALNUT CREEK, CA 94595-2743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 9, 2020	Correction Deed ATTORNEY ONLY
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2011 · Amount on Record
Deed Sale	May 27, 2011 · Amount on Record
Prior Sale	Jul 17, 2003 · Amount on Record
Deed Document Number	2011106295
Prior Transfer Date	Jun 17, 1994
Prior Transfer Doc	0000165510
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	59 SADDLE RD, WALNUT CREEK, CA 94595-2743
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201387
Date	Nov 12, 2019
Instrument	2019-201387

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	59 SADDLE RD, WALNUT CREEK, CA 94595-2743
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SADDLE RD, WALNUT CREEK, CA 94595-2743

Mortgage

Document Number	0000034003
Date	Feb 24, 2022
Instrument	2022-034003

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 9, 2020
Property Address	59 SADDLE RD, WALNUT CREEK, CA 94595-2743
Document Number	0000136382
Instrument Date	Jun 26, 2020
Instrument	136382
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	59 SADDLE RD WALNUT CREEK CA 945952743, WALNUT CREEK, CA 94595-2743

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 8, 2019
Property Address	59 SADDLE RD, WALNUT CREEK, CA 94595-2743
Document Number	0000200073
Instrument Date	Oct 23, 2019
Instrument	200073
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	59 SADDLE RD WALNUT CREEK CA 945952743, WALNUT CREEK, CA 94595-2743

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 18, 2018
Property Address	59 SADDLE RD, WALNUT CREEK, CA 94595-2743
Document Number	0000165782
Instrument Date	Oct 12, 2018
Instrument	165782
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	59A SADDLE RD WALNUT CREEK CA 945952743, WALNUT CREEK, CA 94595-2743

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$823,267 (+2%) Land $431,235 Building $392,032
2025	$9,971.00 (+3.92%) Homeowner's exemption	$807,126 (+4.04%) Land $422,780 Building $384,346
2023	$9,595.00 (+2.19%) Homeowner's exemption	$775,786 Land $406,364 Building $369,422
2022	$9,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2000)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2000 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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