54 Saddle Rd, Walnut Creek, CA 94595 Property Records

Contra Costa County property record for 54 Saddle Rd, Walnut Creek, CA 94595

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,610 sqft · built 1990
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Company Names on Record
Tax Bill	$13,037 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`188-160-008-2`

Property Details

APN / Parcel Number

Primary APN	`188-160-008-2`
Alternative APN	`188-160-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,610 sqft Living Area
1st Floor Area	1,871 sqft
2nd Floor Area	1,739 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2002
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	54 SADDLE RD
City	WALNUT CREEK
State	CA
Zip	94595-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	PCL MAP 145 PG 32 PCL B
Legal Subdivision	PM 145 32
Legal Tract	145PM32
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1014
Census Tract	334200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	54 SADDLE RD, WALNUT CREEK, CA 94595-2743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Oct 12, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 4, 2022
Transfer Doc	0000153537
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	54 SADDLE RD, WALNUT CREEK, CA 94595-2743
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SADDLE RD, WALNUT CREEK, CA 94595-2743

Mortgage

Document Number	0000016121
Date	Feb 22, 2023
Instrument	2023-016121

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 12, 2022
Property Address	54 SADDLE RD, WALNUT CREEK, CA 94595-2743
Document Number	0000153537
Map Reference	MB 145 PG 32
Instrument Date	Oct 4, 2022
Instrument	2022-153537
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	54 SADDLE RD, WALNUT CREEK, CA 94595-2743

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,217 (+2%) Land $277,744 Building $831,473
2025	$13,037.00 (+3.87%) Homeowner's exemption	$1,087,469 (+4.04%) Land $272,299 Building $815,170
2023	$12,551.00 (+2.24%) Homeowner's exemption	$1,045,243 Land $261,726 Building $783,517
2022	$12,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2000)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2000 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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