59 Rivercrest Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 59 Rivercrest Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,587 sqft · built 1998
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Tax Bill	$894 (2022)
Deeds & Mortgages	May 2026 Construction Loan Sep 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-05-16-0-002-017.008`

Property Details

APN / Parcel Number

Primary APN	`31-05-16-0-002-017.008`
Alternative APNs	`00505891` `505891` `35780`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,587 sqft Living Area
1st Floor Area	1,212 sqft
Upper Floors Area	1,375 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00505891
Street Address	59 RIVERCREST DR
City	VINCENT
State	AL
Zip	35178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 RIVERCREST SD MB D PG 112 16-18-3
Legal Range	03E
Legal Township	18S
Legal Section	16
Legal Subdivision	RIVERCREST S/D
Legal Lot Number	1
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1022
Census Tract	40213

Owner

Source: St. Clair County assessment roll, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1056, LEEDS, AL 35094-0019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Construction Mortgage METRO BANK
Sep 28, 2022	Intrafamily Transfer, Transfer
Feb 23, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 14, 2022
Transfer Doc	0000013826
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Recording Date	May 11, 2026
Property Address	59 RIVERCREST DR, VINCENT, AL 35178
Document Number	2026020190
Book / Page	2026 / 20190
Instrument Date	May 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 MILNERS LN, BIRMINGHAM, AL 35242-7356
Investor	Possibly a Property Investor

Mortgage

Document Number	2026020190,
Date	May 11, 2026
Book Page	2026/20190

Lender

Name	METRO BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Sep 28, 2022
Property Address	59 RIVERCREST DR, VINCENT, AL 35178
Document Number	0000013826
Book / Page	DEED 2022 / 13826
Instrument Date	Sep 14, 2022
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 1056, LEEDS, AL 35094-0019

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	59 RIVERCREST DR, VINCENT, AL 35178
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	BRIGHT LINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010414
Date	Feb 23, 2022
Book Page	MTG 2022/10414

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	59 RIVERCREST DR, VINCENT, AL 35178
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	BRIGHT LINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033833
Date	May 13, 2021
Book Page	MTG 2021/33833

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	59 RIVERCREST DR, VINCENT, AL 35178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012980
Date	Mar 30, 2020
Book Page	MTG 2020/12980

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,360 (-5%)	$303,610 (-) Land $19,600 Building $284,010
2023		$60,722 Land $3,920 Building $56,802	$303,610 Land $19,600 Building $284,010
2022	$894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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