59 River St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 59 River St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 953 sqft · built 1870
Lot Size	0.045 acres (1,973 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (May 2025)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`B:019 L:302 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:019 L:302 S:005`
Alternative APN	`LYNN M:019 B:302 L:005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	953 sqft Living Area
Gross Area	1,918 sqft
Basement Area	602 sqft
Unfinished Basement	602 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,973 sqft (0.045 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	59 RIVER ST
City	LYNN
State	MA
Zip	01905-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	302
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3009
Census Tract	205800

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 RIVER ST, LYNN, MA 01905-2613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Nov 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC
Apr 30, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Book / Page	42742 / 570
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 29, 2025
Property Address	59 RIVER ST, LYNN, MA 01905-2613
Document Number	042742-570
Book / Page	42742 / 570
Instrument Date	May 29, 2025
Instrument	20250529004120
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 RIVER ST, LYNN, MA 01905-2613

Mortgage

Document Number	20250529004130
Date	May 29, 2025
Instrument	20250529004130

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 19, 2021
Property Address	59 RIVER ST, LYNN, MA 01905-2613
Document Number	0040502-33
Book / Page	40502 / 33
Instrument Date	Nov 19, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 RIVER ST, LYNN, MA 01905-2613

Mortgage

Document Number	0004050235
Date	Nov 19, 2021
Instrument	40502/35

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	59 RIVER ST, LYNN, MA 01905-2613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36678-494
Date	Apr 30, 2018
Book Page	36678/494
Instrument	180430000010

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00 (+5.47%)	$425,900 (+7.23%) Land $187,000 Building $238,900	$438,805
2024	$4,183.00 (+7.09%)	$397,200 (+13.39%) Land $171,800 Building $225,400
2023	$3,906.00	$350,300 Land $153,100 Building $197,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 individual policies
Nearby Flood Policies	110 units insured incl. 69 condo units
Nearby Flood Claims	83 (1979–2024)
Claims Outside the SFHA	13 of 83
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 14 claims Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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