Essex County and Lynn City property record for 45 River St, Lynn, MA 01905
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,247 sqft · built 1900 |
| Lot Size | 0.075 acres (3,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Sep 2001) |
| Tax Bill | $6,006 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | B:019 L:302 S:008 |
| Primary APN | B:019 L:302 S:008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,247 sqft Living Area |
| Gross Area | 3,734 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,250 sqft (0.075 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 45 RIVER ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-2613 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Block | 302 |
| Legal Lot Number | 8 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 205800 |
45 River St, a duplex, is owned and occupied by two individuals who bought it in September 2001.
Source: Essex County and Lynn City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 RIVER ST, LYNN, MA 01905-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2001 · Amount on File |
| Deed Sale | Sep 28, 2001 · Amount on File |
| Prior Sale | Oct 19, 1994 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 45 River St was $6,006, up 6.6% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,006.00 (+6.58%) | $579,687 (+8.33%) Land $194,500 Building $385,187 | $655,385 |
| 2024 | $5,635.00 (+3.19%) | $535,100 (+9.25%) Land $178,700 Building $356,400 | |
| 2023 | $5,461.00 | $489,800 Land $159,200 Building $330,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 River St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 41 individual policies |
| Nearby Flood Policies | 110 units insured incl. 69 condo units |
| Nearby Flood Claims | 83 (1979–2024) |
| Claims Outside the SFHA | 13 of 83 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 River St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry, T-Mobile.
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