59 River Rd, Miracle, KY 40856 Property Records

Bell County property record for 59 River Rd, Miracle, KY 40856

Property Summary

Property Type	Single Family Home
Details	2,320 sqft
Lot Size	8.03 acres (349,787 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Dec 2024)
Deeds & Mortgages	Apr 2007 Mortgage Mar 2025 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`133-00-00-012.00`

Property Details

APN / Parcel Number

Primary APN	`133-00-00-012.00`
Alternative APNs	`60953` `8095`

Interior

Stories	1 Story
Building Area	2,320 sqft Living Area
Basement Area	1,160 sqft
Finished Basement	1,160 sqft

Exterior

Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	349,787 sqft (8.03 acres)
Terrain	Rolling
Garage Type	Basement
Driveway	Gravel Driveway
Porch	Slab

Location & Zoning

Account Number	60953
Street Address	59 RIVER RD
City	MIRACLE
State	KY
Zip	40856-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8.03 ACRES NEAR MIRACLE BRIDGE
Legal Subdivision	MIRACLE
Jurisdiction	BELL KY
Township / Civil Division	TEJAY
Census Block Group	1
Census Block	1028
Census Tract	960400

Owner

59 River Rd is owned by two individuals who acquired it in March 2025.

Source: Bell County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5882 LAWNDALE ST, NORTH BRANCH, MI 48461-9600
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2007	Deed of Trust, Mortgage COMMUNITY TRUST BANK INC
Mar 28, 2025	Intrafamily Transfer, Transfer
Apr 25, 2007	Cash Sale Deed, Transfer · ARM COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	Apr 25, 2007 · Amount on File
Deed Document Number	2024245323
Deed Book / Page	408 / 834
Last Transfer Date	Mar 28, 2025
Transfer Doc	0000247177
Record Updated	Sep 20, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	59 RIVER RD, MIRACLE, KY 40856-8844
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M262/623
Date	Apr 23, 2007
Book Page	M262/623

Lender

Name	COMMUNITY TRUST BANK INC

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL KY
Recording Date	Mar 28, 2025
Property Address	59 RIVER RD, MIRACLE, KY 40856-8844
Document Number	000D410/28
Book / Page	D410 / 28
Instrument Date	Mar 28, 2025
Instrument	247177
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 RIVER RD, MIRACLE, KY 40856-8844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5882 LAWNDALE ST, NORTH BRANCH, MI 48461-9600

April 2007: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	BELL KY
Recording Date	Apr 25, 2007
Property Address	59 RIVER RD, MIRACLE, KY 40856-8844
Document Number	000336/505
Book / Page	336 / 505
Instrument Date	Apr 25, 2007
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 RIVER RD, MIRACLE, KY 40856-8845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 RIVER RD, MIRACLE, KY 40856-8844
Investor	Possibly a Property Investor

Mortgage

Document Number	000262/623
Date	Apr 30, 2007
Book Page	262/623

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PO BOX 2947, PIKEVILLE, KY 41502

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	May 1, 2010
Change Frequency	Annually

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,350 Land $46,350	$46,350 Land $46,350
2023	Homeowner's exemption	$40,500	$40,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2002–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 River Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 85% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEVILLE WATER SYSTEM serves 16,573 people · EPA ID KY0070353
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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