331 River Rd, Miracle, KY 40856 Property Records

Bell County property record for 331 River Rd, Miracle, KY 40856 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,344 sqft
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Aug 2023)
Tax Bill	$2,137 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`133-00-00-009.00`

Property Details

APN / Parcel Number

Primary APN	`133-00-00-009.00`
Alternative APNs	`12131` `9049`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Exterior Material	Vinyl
Foundation Type	Block
Lot Area	304,920 sqft (7 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Electric

Location & Zoning

Account Number	12131
Street Address	331 RIVER RD
City	MIRACLE
State	KY
Zip	40856-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROPERTY ADJ HOSKINS (APPROX. 7 ACRE
Jurisdiction	BELL KY
Township / Civil Division	TEJAY
Census Block Group	1
Census Block	1028
Census Tract	960400

Owner

Source: Bell County records · APN 133-00-00-009.00

Assessment roll updated October 15, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 RIVER RD, MIRACLE, KY 40856-8847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 08, 2023	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 10, 2021	Deed, Transfer
Feb 26, 2019	Special Warranty Deed, Transfer NOT AVAILABLE, KY MTN LAND TITLE INC
Jul 23, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2023 · Amount on Record
Deed Sale	Aug 08, 2023 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	197696
Deed Book / Page	D402 / 298
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL KY
Recording Date	Aug 08, 2023
Property Address	331 RIVER RD, MIRACLE, KY 40856-8847
Document Number	00D402/298
Book / Page	D402 / 298
Instrument Date	Aug 04, 2023
Instrument	197696
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 DANBROOK DR UNIT 1611, 1611, SACRAMENTO, CA 95835-1686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 RIVER RD, MIRACLE, KY 40856-8847

Mortgage

Document Number	0000197697
Date	Aug 08, 2023
Instrument	197697

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jun 10, 2021
Property Address	331 RIVER RD, MIRACLE, KY 40856-8847
Document Number	00D391/557
Book / Page	D391 / 557
Instrument Date	Jun 10, 2021
Instrument	186902
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	576 UPLAND AVE, PONTIAC, MI 48340-1350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 RIVER RD, MIRACLE, KY 40856-8847

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL KY
Recording Date	Feb 26, 2019
Property Address	331 RIVER RD, MIRACLE, KY 40856-8847
Document Number	00D381/219
Book / Page	D381 / 219
Instrument Date	Feb 19, 2019
Instrument	178355
Transaction Type	Transfer
Record Updated	Mar 07, 2023
Title Company	NOT AVAILABLE, KY MTN LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 UPLAND AVE, PONTIAC, MI 48340-1350
Investor	Possibly a Property Investor

July 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	BELL KY
Recording Date	Jul 23, 2018
Property Address	331 RIVER RD, MIRACLE, KY 40856-8847
Document Number	000D379/77
Book / Page	D379 / 77
Instrument Date	Jul 09, 2018
Instrument	176004
Transaction Type	Foreclosure
Record Updated	Mar 07, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	HC 62 BOX 355, MIRACLE, KY 40856

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated October 15, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,137.00 (+10.73%)	$179,000 (+8.48%) Land $179,000	$179,000 (+8.48%) Land $179,000
2023	$1,930.00	$165,000 (-)	$165,000 (-)
2022	$1,930.00	$165,000	$165,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (21013C), updated January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210139604001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2002–2025)
Most Recent Claim	Feb 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	High above 77% of the US · above 89% of Kentucky
Wildfire Likelihood	About 1 in 188 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026

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