Bergen County and Saddle River Borough property record for 59 Oak Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 12,563 sqft · built 2001 |
| Lot Size | 4.27 acres (186,219 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,000,000 (Feb 2020) |
| Tax Bill | $63,002 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Aug 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01702-0000-00015 |
| Primary APN | 58-01702-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 12,563 sqft Living Area |
| 1st Floor Area | 12,563 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Lot Area | 186,219 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 058200 |
|---|---|
| Street Address | 59 OAK RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 4.275AC. (11,4-G) |
| Legal Block | 1702 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 158, SADDLE RIVER, NJ 07458-0158 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed, Transfer · Stand-Alone First Mortgage CITADEL SERVICING |
| Aug 20, 2018 | Deed of Trust, Mortgage · Line of Credit LAKELAND BK |
| Apr 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on Record |
| Deed Sale | Feb 27, 2020 · Amount on Record |
| Prior Sale | Aug 22, 1997 · Amount on Record |
| Deed Document Number | 202023233 |
| Deed Book / Page | 3521 / 896 |
| Prior Transfer Date | Mar 13, 2017 |
| Prior Transfer Doc | 0025961705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 27, 2020 |
| Property Address | 59 OAK RD, SADDLE RIVER, NJ 07458-3029 |
| Document Number | 0035210896 |
| Book / Page | 3521 / 896 |
| Instrument Date | Dec 7, 2019 |
| Instrument | 2020023233 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1000 WYCKOFF AVE, MAHWAH, NJ 07430-3164 |
| Document Number | 2020023234 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020023234 |
| Name | CITADEL SERVICING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0035210896 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 3521/896 |
| Instrument | 2020023233 |
| Name | CITADEL SERVICING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 OAK RD, SADDLE RIVER, NJ 07458-3029 |
| Document Number | 0030502090 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 59 OAK RD SADDLE RIVER NJ 074583029, SADDLE RIVER, NJ 07458-3029 |
| Document Number | 0030502090 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 003050/002090 |
| Instrument | 65124 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | 250 OAK RIDGE RD, OAK RIDGE, NJ 07438-8906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 26, 2017 |
| Property Address | 59 OAK RD, SADDLE RIVER, NJ 07458-3029 |
| Document Number | 0025961664 |
| Book / Page | 002596 / 001664 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 59 OAK RD SADDLE RIVER NJ 074583029, SADDLE RIVER, NJ 07458-3029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 26, 2017 |
| Property Address | 59 OAK RD, SADDLE RIVER, NJ 07458-3029 |
| Document Number | 0025961705 |
| Book / Page | 002596 / 001705 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 59 OAK RD SADDLE RIVER NJ 074583029, SADDLE RIVER, NJ 07458-3029 |
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,904,600 (-) Land $2,008,300 Building $3,896,300 | $5,904,600 (-) Land $2,008,300 Building $3,896,300 | |
| 2025 | $63,002.00 (+2.99%) | $5,904,600 (-) Land $2,008,300 Building $3,896,300 | $5,904,600 (-) Land $2,008,300 Building $3,896,300 |
| 2024 | $61,172.00 (+4.23%) | ||
| 2023 | $5,904,600 Land $2,008,300 Building $3,896,300 | $5,904,600 Land $2,008,300 Building $3,896,300 | |
| 2022 | $58,691.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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