45 Oak Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 45 Oak Rd, Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details6,300 sqft · built 2002
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on Record
Last Sale$739,000 (Mar 1998)
Tax Bill$29,133 (2025)
Flood ZoneZone X (minimal risk)
APN58-01702-0000-00017

Property Details

APN / Parcel Number

Primary APN58-01702-0000-00017
Alternative APNs
  • 580170200017
  • 058100

Interior

Stories1 Story
Building Area6,300 sqft Living Area
1st Floor Area6,300 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area100,188 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number058100
Street Address45 OAK RD
CitySADDLE RIVER
StateNJ
Zip07458-3029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description2.3AC (11,4-F)
Legal SubdivisionBOROUGH/SADDLE RIVER
Legal Block1702
Legal Lot Number17
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE RIVER
Census Block Group1
Census Block1001
Census Tract53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 OAK RD, SADDLE RIVER, NJ 07458-3029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 1998 · Amount on Record
Deed SaleMar 20, 1998 · Amount on Record
Deed Document Number199839248
Deed Book / Page8052 / 356
Last Transfer DateDec 19, 2024
Transfer Doc0000007384
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalitySaddle River Borough
Unified School DistrictSaddle River Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,730,400 (-) Land $1,020,200 Building $1,710,200$2,730,400 (-) Land $1,020,200 Building $1,710,200
2025$29,133.00 (+2.99%)$2,730,400 (-) Land $1,020,200 Building $1,710,200$2,730,400 (-) Land $1,020,200 Building $1,710,200
2024$28,286.00 (+4.22%)
2023$2,730,400 Land $1,020,200 Building $1,710,200$2,730,400 Land $1,020,200 Building $1,710,200
2022$27,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims17 (1999–2021)
Claims Outside the SFHA5 of 17
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Sep 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE RIVER WATER UTILITY
serves 600 people · EPA ID NJ0258001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Oak Rd

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