59 Oak Ln, Shalimar, FL 32579 Property Records

Okaloosa County property record for 59 Oak Ln, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,550 sqft · built 1969
Lot Size0.173 acres (7,564 sqft)
OwnerIndividual Name on Record
Last Sale$173,000 (Mar 2018)
Tax Bill$1,340 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-4982-1

Property Details

APN / Parcel Number

Primary APNC56-000-592-4982-1
Alternative APN
  • 05-2S-23-2080-0080-0040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,550 sqft Heated Area
Gross Area1,938 sqft
1st Floor Area1,550 sqft
Interior WallsPaneling

Exterior

Year BuiltBuilt 1969
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,564 sqft (0.173 acres)
Lot Width80 ft Width
PorchOpen Porch
Porch Area88 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address59 OAK LN
CitySHALIMAR
StateFL
Zip32579-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE S80 FT OF LOTS 4 5 & 6 BLK 80
Legal Range23
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE
Legal Block80
Legal Lot Number4 5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2055
Census Tract21502

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address59 OAK LN, SHALIMAR, FL 32579-1430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Mar 19, 2018Warranty Deed, Transfer · FHA Mortgage
UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2018 · Amount on Record
Deed SaleMar 19, 2018 · Amount on Record
Prior SaleJul 7, 2015 · Amount on Record
Deed Document Number3194862
Deed Book / Page3341 / 3569
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address59 OAK LN, SHALIMAR, FL 32579-1430
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 OAK LN, SHALIMAR, FL 32579-1430

Mortgage

Document Number0035691442
DateAug 24, 2021
Book Page3569/1442
Instrument3483112
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 19, 2018
Property Address59 OAK LN, SHALIMAR, FL 32579-1430
Document Number0033413569
Book / Page3341 / 3569
Map ReferenceMB1 PG64-66
Instrument DateMar 16, 2018
Instrument3194862
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyCOTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,211.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address133 HOSPITAL DR NE, 133, FORT WALTON BEACH, FL 32548-5063

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 OAK LN, SHALIMAR, FL 32579-1430

Mortgage

Document Number0003194863
DateMar 19, 2018
Instrument3194863
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,340.00 (+8.06%) Homeowner's exemption$148,715 (+6.86%)$212,346 (+6.62%) Land $83,200 Building $129,146
2023$1,240.00 (+3.16%) Homeowner's exemption$139,165 (+3%)$199,161 (+8.47%) Land $58,203 Building $140,958
2022$1,202.00 Homeowner's exemption$135,112$183,602 Land $54,396 Building $129,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims4 (1995–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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