Okaloosa County property record for 48 Oak Ln, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1970 |
| Lot Size | 0.163 acres (7,118 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,519 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-4832-8 |
| Primary APN | C56-000-592-4832-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 1,490 sqft |
| 1st Floor Area | 1,350 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,118 sqft (0.163 acres) |
| Lot Width | 75 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 48 OAK LN |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORT DIXIE N1/2 OF LOTS 18, 19, & 20 N1/2 OF E 5FT OF LOT 21 BLK 59 |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE |
| Legal Block | 59 |
| Legal Lot Number | 180 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 21502 |
48 Oak Ln, a single family home, is owned by two individuals.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 9TH AVE, SHALIMAR, FL 32579-1345 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 48 Oak Ln was $2,519.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,519.00 | $205,424 Land $83,200 Building $122,224 | $205,424 Land $83,200 Building $122,224 |
| 2023 | $2,401.00 (+7.52%) | $194,003 (+8.46%) Land $58,203 Building $135,800 | $194,003 (+8.46%) Land $58,203 Building $135,800 |
| 2022 | $2,233.00 | $178,868 Land $54,396 Building $124,472 | $178,868 Land $54,396 Building $124,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Oak Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 4 (1995–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Oak Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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