Cherokee County property record for 59 Nugent Ln, Murphy, NC 28906 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 864 sqft · built 2021 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (May 2026) |
| Tax Bill | $999 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 456100186667000 |
| Primary APN | 456100186667000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 864 sqft Heated Area |
| Gross Area | 1,264 sqft |
| 1st Floor Area | 864 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Dimensions | 230 ft deep x 125 ft wide |
| Porch | Slab |
| Porch Area | 352 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 55986 |
|---|---|
| Street Address | 59 NUGENT LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 HIWASSEE CREEK EST 1662/510 H/983 |
| Legal Subdivision | HIWASSEE CREEK ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 930603 |
Source: Cherokee County records · APN 456100186667000
Assessment roll updated October 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 59 NUGENT LN, MURPHY, NC 28906-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST & CITIZENS BANK |
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2021 · Amount on Record |
| Deed Document Number | 20262356 |
| Deed Book / Page | 1801 / 620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 59 NUGENT LN, MURPHY, NC 28906-3135 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 120 CARRINGER COVE RD, BRASSTOWN, NC 28902-8019 |
| Document Number | 01671/1400 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 1671/1400 |
| Instrument | 853 |
| Name | FIRST & CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 14, 2026 |
| Property Address | 59 NUGENT LN, MURPHY, NC 28906-3135 |
| Document Number | 0000002356 |
| Book / Page | 1801 / 620 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20262356 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 59 NUGENT LN, MURPHY, NC 28906-3135 |
| Document Number | 001801/623, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 20262357 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 29, 2021 |
| Property Address | 59 NUGENT LN, MURPHY, NC 28906-3135 |
| Document Number | 0001695/74 |
| Book / Page | 1695 / 74 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 7309 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | TIMIOS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 CARRINGER COVE RD, BRASSTOWN, NC 28902-8019 |
| Name | Verified Name |
|---|---|
| Address | 2153 WOLF RIDGE LN, MOUNT DORA, FL 32757-9146 |
| Document Number | 0000169577 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 1695/77 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $999.00 | $139,220 (-) | $139,220 (-) Land $18,000 Building $121,220 |
| 2023 | $139,220 | $139,220 Land $18,000 Building $121,220 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Wildfire Risk | Moderate above 63% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 472 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures