105 Nugent Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 105 Nugent Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 2021
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2024)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`456100183567000`

Property Details

APN / Parcel Number

Primary APN	`456100183567000`
Alternative APNs	`53368` `62962`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	864 sqft Heated Area
Basement Area	504 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	199 ft deep x 179 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62962
Street Address	105 NUGENT LN
City	MURPHY
State	NC
Zip	28906-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 HIWASSEE CREEK EST 1665/548 H/983
Legal Tract	1
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1009
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 NUGENT LN, MURPHY, NC 28906-3155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Oct 9, 2020
Deed Document Number	2865
Deed Book / Page	1758 / 673
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	105 NUGENT LN, MURPHY, NC 28906-3155
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 NUGENT LN, MURPHY, NC 28906-3155

Mortgage

Document Number	01786/1409
Date	Sep 30, 2025
Book Page	1786/1409
Instrument	4732

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 9, 2020
Property Address	105 NUGENT LN, MURPHY, NC 28906-3155
Document Number	001659/785
Book / Page	1659 / 785
Map Reference	CAB H SL 983
Instrument Date	Oct 7, 2020
Instrument	5763
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5410 US 19, MARBLE, NC 28905-8611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5410 US 19, MARBLE, NC 28905-8611

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00	$188,100 (+5.41%)	$188,100 (+5.41%) Land $18,000 Building $170,100
2023		$178,440	$178,440 Land $18,000 Building $160,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Nugent Ln

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