59 North Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 59 North Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1985
Lot Size	11.6 acres (506,167 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2018)
Tax Bill	$4,118 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2018 Sale & Mortgage
APN	`523200 317.16-2-28`

Property Details

APN / Parcel Number

Primary APN	`523200 317.16-2-28`
Alternative APN	`320031701600020280000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	506,167 sqft (11.6 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	592 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	59 NORTH DR
City	LAKE LUZERNE
State	NY
Zip	12846-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC/MULTI
Legal Description	RES. 53.-1-1.5
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	4
Census Block	4010
Census Tract	71000

Owner

59 North Dr is owned and occupied by an individual who bought it in October 2018.

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	59 NORTH DR, LAKE LUZERNE, NY 12846-1723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Sep 5, 2018	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Prior Sale	Sep 5, 2018 · Amount on File
Deed Document Number	20186407
Deed Book / Page	5826 / 226
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	59 NORTH DR, LAKE LUZERNE, NY 12846-1723
Document Number	0000006408
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WARREN LN QUEENSBURY NY 128048014, QUEENSBURY, NY 12804-8014

Mortgage

Document Number	0000006408
Date	Oct 2, 2018
Book Page	005826/000229
Instrument	6408

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Sep 5, 2018
Property Address	59 NORTH DR, LAKE LUZERNE, NY 12846-1723
Document Number	0000005689
Book / Page	005810 / 000250
Instrument Date	Aug 30, 2018
Instrument	5689
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 CALL ST LAKE LUZERNE NY 128461814, LAKE LUZERNE, NY 12846-1814

Mortgage

Document Number	5690
Date	Sep 5, 2018
Book Page	005810/000254
Instrument	5690

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 59 North Dr was $4,118, up 5.2% from the year before.

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,118.00 (+5.16%)
2025	$3,916.00	$185,800 Land $45,000 Building $140,800	$314,900 Land $76,267 Building $238,633
2023		$185,800 Land $45,000 Building $140,800	$251,100 Land $60,815 Building $190,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 59 North Dr; there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 North Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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