109 North Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 109 North Dr, Lake Luzerne, NY 12846

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,288 sqft · built 1988
Lot Size8.18 acres (356,321 sqft)
OwnerCompany Name on File
Tax Bill$4,007 (2026)
Deeds & MortgagesMay 2023 Sale
APN523200 317.16-2-29

Property Details

APN / Parcel Number

Primary APN523200 317.16-2-29
Alternative APN
  • 320031701600020290000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialWood
Lot Area356,321 sqft (8.18 acres)
Lot Dimensions200 ft deep x 200 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area604 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address109 NORTH DR
CityLAKE LUZERNE
StateNY
Zip12846-1726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionRES. 53.-1-1.6
Legal Block2
Legal Lot Number29.000
JurisdictionWARREN NY
Township / Civil DivisionLAKE LUZERNE
Census Block Group4
Census Block4009
Census Tract71000

Owner

109 North Dr is owned by a company and is owner-occupied.

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address109 NORTH DR, LAKE LUZERNE, NY 12846-1726
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN NY
Recording DateMay 9, 2023
Property Address109 NORTH DR, LAKE LUZERNE, NY 12846-1726
Document Number0067850188
Book / Page6785 / 188
Instrument DateFeb 1, 2023
Instrument2023-2391
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 DOIMIE AVE, MECHANICVILLE, NY 12118-3549

Tax Assessment & Valuation

The 2026 property tax bill for 109 North Dr was $4,007 with exemptions applied, up 5.8% from the year before.

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWarren County
County SubdivisionLake Luzerne Town
Unified School DistrictHadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,007.00 (+5.75%) Homeowner's exemption Veteran's exemption
2025$3,789.00$190,000 Land $42,000 Building $148,000$322,000 Land $71,179 Building $250,821
2023$190,000 Land $42,000 Building $148,000$256,800 Land $56,766 Building $200,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 109 North Dr; there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims3 (2011–2023)
Most Recent ClaimDec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 North Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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