59 Neck Rd, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 59 Neck Rd, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 5,160 sqft · built 1716
Lot Size	3.26 acres (142,291 sqft)
Owner	2 Individual Names on File
Tax Bill	$23,321 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:21 L:40`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:21 L:40`
Alternative APNs	`00096700` `96700`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,160 sqft Living Area
Gross Area	9,198 sqft
Basement Area	2,091 sqft
Unfinished Basement	2,091 sqft

Exterior

Year Built	Built 1716
Effective Year Built	Effective 1716
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	142,291 sqft (3.26 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	96700
Street Address	59 NECK RD
City	OLD LYME
State	CT
Zip	06371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU80
Legal Lot Number	40
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	2
Census Block	2005
Census Tract	660101

Owner

59 Neck Rd is owned and occupied by two individuals.

Source: Old Lyme Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 NECK RD, OLD LYME, CT 06371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · ARM WEBSTER BANK
Oct 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Jun 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	59 NECK RD, OLD LYME, CT 06371
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00452-1142
Date	Oct 12, 2022
Book Page	452/1142

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 6, 2032
Index	Other

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	59 NECK RD, OLD LYME, CT 06371
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00452-1162
Date	Oct 12, 2022
Book Page	452/1162

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	Jun 9, 2021
Property Address	59 NECK RD, OLD LYME, CT 06371
Document Number	000443-945
Book / Page	443 / 945
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 59 Neck Rd was $23,321.

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,321.00	$1,436,900 Land $601,600 Building $835,300	$1,005,830 Land $421,120 Building $584,710
2024	$23,321.00 (+46.15%)
2023	$15,957.00 (+26.49%)	$679,000 (+26.49%) Land $286,300 Building $392,700
2022	$12,615.00	$536,800 Land $286,300 Building $250,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Neck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Neck Rd

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