Old Lyme Town property record for 56 Neck Rd, Old Lyme, CT 06371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,222 sqft · built 1960 |
| Lot Size | 1.12 acres (48,788 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (Jun 2023) |
| Tax Bill | $9,503 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OLYM M:21 L:20 |
| Primary APN | OLYM M:21 L:20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| Gross Area | 5,745 sqft |
| Basement Area | 2,336 sqft |
| Unfinished Basement | 2,336 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,788 sqft (1.12 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 94700 |
|---|---|
| Street Address | 56 NECK RD |
| City | OLD LYME |
| State | CT |
| Zip | 06371-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU80 |
| Legal Lot Number | 20 |
| Jurisdiction | OLD LYME CT |
| Township / Civil Division | OLD LYME |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 660101 |
Source: Old Lyme Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 56 NECK RD, OLD LYME, CT 06371-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST MORTGAGE CO |
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ION BANK |
| Jun 5, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on Record |
| Deed Sale | Jun 5, 2023 · Amount on Record |
| Prior Sale | Apr 11, 2006 · Amount on Record |
| Deed Book / Page | 455 / 1094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 56 NECK RD, OLD LYME, CT 06371-4432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000468-332 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 468/332 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 56 NECK RD, OLD LYME, CT 06371-4432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000458-46 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 458/46 |
| Name | ION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLD LYME CT |
| Recording Date | Jun 5, 2023 |
| Property Address | 56 NECK RD, OLD LYME, CT 06371-4432 |
| Document Number | 00455-1094 |
| Book / Page | 455 / 1094 |
| Instrument Date | Jun 2, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0004551097 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 455/1097 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Old Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Lyme Town |
| Unified School District | Regional School District 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,503.00 | $585,500 (+28.6%) Land $405,800 Building $179,700 | $409,850 Land $284,060 Building $125,790 |
| 2024 | $9,503.00 (-11.19%) | ||
| 2023 | $10,700.00 | $455,300 (-) Land $342,300 Building $113,000 | |
| 2022 | $10,700.00 | $455,300 Land $342,300 Building $113,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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