59 Monaco St, Miramar Beach, FL 32550 Property Records

Walton County property record for 59 Monaco St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,769 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Sep 2018)
Tax Bill	$8,690 (2025)
Deeds & Mortgages	Nov 2019 Sale Sep 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`33-2S-21-42172-000-0020`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42172-000-0020`
Alternative APNs	`33-221-42172-000-0020` `1073708`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	2,769 sqft Living Area
Gross Area	3,991 sqft
1st Floor Area	835 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	211 ft deep x 45 ft wide
Driveway	Brick Driveway
Porch	Open/Unfinished Porch
Porch Area	1,222 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	59 MONACO ST
City	MIRAMAR BEACH
State	FL
Zip	32550-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 2 CRESCENT BEACH COTTAGES S/D PB 14-76 OR 2325-1634 OR 2332-141 OR 2610-2944 OR 3084-663 OR 3123-4543
Legal Range	021
Legal Township	02S
Legal Section	33
Legal Subdivision	CRESCENT BEACH COTTAGES
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	659 SAXONY BLVD, SAINT PETERSBURG, FL 33716-1297
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	May 19, 2004 · Amount on Record
Deed Document Number	201829930
Deed Book / Page	3084 / 663
Last Transfer Date	Jul 16, 2019
Transfer Doc	0031234543
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 12, 2019
Property Address	59 MONACO ST, MIRAMAR BEACH, FL 32550-4003
Document Number	0031234543
Book / Page	003123 / 004543
Instrument Date	Jul 16, 2019
Instrument	39601
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	659 SAXONY BLVD ST PETERSBURG FL 337161297, ST PETERSBURG, FL 33716-1297

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 5, 2018
Property Address	59 MONACO ST, MIRAMAR BEACH, FL 32550-4003
Document Number	0030840663
Book / Page	3084 / 0663
Map Reference	MB14 PG76&76A
Instrument Date	Aug 31, 2018
Instrument	2018000029930
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 COGDELL RDG, 706, ALPHARETTA, GA 30004-7368

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	400 NEWBURY PL N, SAINT PETERSBURG, FL 33716-1308

Mortgage

Document Number	2018000029931
Date	Sep 5, 2018
Instrument	2018000029931

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,690.00 (+11.85%)	$1,015,695 (+20.75%) Land $400,000 Building $615,695	$1,015,695 (+20.75%) Land $400,000 Building $615,695
2024	$7,769.00 (+7.5%)
2023	$7,227.00 (+5.7%)	$841,123 (+5.8%) Land $210,757 Building $630,366	$841,123 (+5.8%) Land $210,757 Building $630,366
2022	$6,837.00	$795,020 Land $233,940 Building $561,080	$795,020 Land $233,940 Building $561,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

Nearby Properties on Monaco St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures