Walton County property record for 49 Monaco St, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,856 sqft · built 2002 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,399,900 (Jul 2021) |
| Tax Bill | $8,711 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 33-2S-21-42172-000-0030 |
| Primary APN | 33-2S-21-42172-000-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 2,856 sqft Living Area |
| Gross Area | 4,020 sqft |
| 1st Floor Area | 900 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 212 ft deep x 45 ft wide |
| Driveway | Brick Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 1,086 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49 MONACO ST |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC |
| Legal Description | LOT 3 CRESCENT BEACH COTTAGES S/D PB 14-76 OR 2328-197 OR 2524-1298 OR 3016-618 OR 3016-626 OR 3108-3421 OR 3205-2822 OR 3215-461 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 33 |
| Legal Subdivision | CRESCENT BEACH COTTAGES |
| Legal Lot Number | 3 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950609 |
Source: Walton County records · APN 33-2S-21-42172-000-0030
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1825 TRUSCOTT LN, ALLEN, TX 75013-5425 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 08, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK |
| Jun 17, 2019 | Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2021 · Amount on Record |
| Deed Sale | Jul 02, 2021 · Amount on Record |
| Prior Sale | Jun 17, 2019 · Amount on Record |
| Deed Document Number | 202133520 |
| Deed Book / Page | 3205 / 2822 |
| Last Transfer Date | Sep 07, 2021 |
| Transfer Doc | 0032150461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 08, 2021 |
| Property Address | 49 MONACO ST, MIRAMAR BEACH, FL 32550-4003 |
| Document Number | 0032150461 |
| Book / Page | 3215 / 461 |
| Map Reference | MB 14 PG 76 |
| Instrument Date | Sep 07, 2021 |
| Instrument | 20210044765 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 MONACO ST, MIRAMAR BEACH, FL 32550-4003 |
| Name | Verified Name |
|---|---|
| Address | 1825 TRUSEOTT LN, ALLEN, TX 75013-5425 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 02, 2021 |
| Property Address | 49 MONACO ST, MIRAMAR BEACH, FL 32550-4003 |
| Document Number | 0032052822 |
| Book / Page | 3205 / 2822 |
| Map Reference | MB 14 PG 76 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 20210033520 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | SOUTH OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,799.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 ROSE HILL RD, MONTEBELLO, NY 10901-3204 |
| Name | Verified Name |
|---|---|
| Address | 49 MONACO ST, MIRAMAR BEACH, FL 32550-4003 |
| Document Number | 0032052824 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 3205/2824 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 49 MONACO ST, MIRAMAR BEACH, FL 32550-4003 |
| Document Number | 0031083421 |
| Book / Page | 003108 / 003421 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 19852 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2019 |
| Title Company | MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,614.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 26 ROSE HILL RD MONTEBELLO NY 109013204, MONTEBELLO, NY 10901-3204 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,711.00 (+0.37%) | $964,150 (+0.36%) Land $88,000 Building $876,150 | $964,150 (+0.36%) Land $88,000 Building $876,150 |
| 2024 | $8,679.00 (-0.57%) | ||
| 2023 | $8,729.00 (-9.13%) | $960,716 (-7.32%) Land $46,366 Building $914,350 | $960,716 (-7.32%) Land $46,366 Building $914,350 |
| 2022 | $9,606.00 | $1,036,546 Land $233,940 Building $802,606 | $1,036,546 Land $233,940 Building $802,606 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
Based on FCC filings for 138 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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