59 Lovells Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 59 Lovells Rd, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,125 sqft · built 1997
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$311,500 (Aug 2009)
Tax Bill	$6,447 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`COTU M:025 L:019001`

Property Details

APN / Parcel Number

Primary APN	`COTU M:025 L:019001`
Alternative APN	`13826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,125 sqft Living Area
Gross Area	4,302 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13826
Street Address	59 LOVELLS RD
City	COTUIT
State	MA
Zip	02635-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	COTUIT FIRE DISTRICT
Legal Lot Number	19001
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2016
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	59 LOVELLS RD, COTUIT, MA 02635-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG
Mar 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2009 · Amount on Record
Deed Sale	Aug 14, 2009 · Amount on Record
Prior Sale	Feb 5, 1997 · Amount on Record
Deed Document Number	200947207
Deed Book / Page	23964 / 45
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	59 LOVELLS RD, COTUIT, MA 02635-2410
Document Number	33138-291
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 LOVELLS RD COTUIT MA 026352410, COTUIT, MA 02635-2410

Mortgage

Document Number	33138-291
Date	Aug 4, 2020
Book Page	033138/000291
Instrument	39390

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	59 LOVELLS RD, COTUIT, MA 02635-2410
Document Number	30451-32
Book / Page	030451 / 000032
Instrument Date	Mar 18, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30451-32
Date	Apr 28, 2017
Book Page	030451/000032
Instrument	20547

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,447.00 (+11.69%)	$772,100 (+5.41%) Land $183,400 Building $588,700	$643,055
2024	$5,772.00 (+4.93%)	$732,500 (+11.46%) Land $183,400 Building $549,100
2023	$5,501.00	$657,200 Land $167,400 Building $489,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lovells Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures