52 Lovells Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 52 Lovells Rd, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 5,014 sqft · built 2006
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,987 (Nov 2020)
Tax Bill	$12,306 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:040 L:070`

Property Details

APN / Parcel Number

Primary APN	`COTU M:040 L:070`
Alternative APN	`24976`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,014 sqft Living Area
Gross Area	10,074 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	24976
Street Address	52 LOVELLS RD
City	COTUIT
State	MA
Zip	02635-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	70
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2016
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 LOVELLS RD, COTUIT, MA 02635-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK
Apr 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEBSTER BANK
Nov 30, 2020	Quit Claim Deed, Transfer LEADER BK NA
Aug 3, 2017	Quit Claim Deed, Transfer EASTERN BANK
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY &

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Aug 3, 2017 · Amount on Record
Deed Document Number	202067611
Deed Book / Page	33524 / 4
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000067611
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	52 LOVELLS RD, COTUIT, MA 02635-2417
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036015-273
Date	Oct 4, 2023
Book Page	36015/273
Instrument	39042

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Recording Date	Apr 21, 2026
Property Address	52 LOVELLS RD, COTUIT, MA 02635-2417
Document Number	037574-293
Book / Page	37574 / 293
Instrument Date	Mar 23, 2026
Instrument	202614851
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 LOVELLS RD, COTUIT, MA 02635-2417

Mortgage

Document Number	0000014851,
Date	Apr 21, 2026
Book Page	37574/293
Instrument	202614851

Lender

Name	WEBSTER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.01%
Max Rate	-1%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Nov 30, 2020
Property Address	52 LOVELLS RD, COTUIT, MA 02635-2417
Document Number	33524-4
Book / Page	033524 / 000004
Instrument Date	Nov 23, 2020
Instrument	67611
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,560.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LOVELLS RD COTUIT MA 02635, COTUIT, MA 02635

Mortgage

Document Number	33524-7
Date	Nov 30, 2020
Book Page	033524/000007
Instrument	67612

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Aug 3, 2017
Property Address	52 LOVELLS RD, COTUIT, MA 02635-2417
Document Number	30674-142
Book / Page	30674 / 142
Instrument	39115
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 LOVELLS RD, COTUIT, MA 02635-2417

Mortgage

Document Number	306740145
Date	Aug 3, 2017
Instrument	30674/0145

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	52 LOVELLS RD, COTUIT, MA 02635-2417
Document Number	30379-218
Book / Page	030379 / 000218
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30379-218
Date	Mar 29, 2017
Book Page	030379/000218
Instrument	14767

Lender

Name	MORGAN STANLEY &

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,306.00 (+10.87%)	$1,473,800 (+4.64%) Land $166,300 Building $1,307,500	$1,153,680
2024	$11,099.00 (+7.78%)	$1,408,500 (+14.48%) Land $166,300 Building $1,242,200
2023	$10,298.00	$1,230,300 Land $151,100 Building $1,079,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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