59 Jackson St, Lonaconing, MD 21539 Property Records

Allegany County property record for 59 Jackson St, Lonaconing, MD 21539

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details1.5 ba · 9,228 sqft · built 2020
Lot Size0.209 acres (9,123 sqft)
OwnerCompany Name on Record
Last Sale$3,000 (Dec 2021)
Tax Bill$18,567 (2025)
Deeds & MortgagesJun 2021 Mortgage
Feb 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN10-010705

Property Details

APN / Parcel Number

Primary APN10-010705
Alternative APN
  • 010705

Interior

Stories2 Stories
Building Area9,228 sqft Total Area
1st Floor Area9,228 sqft
Basement Area4,614 sqft
Unfinished Basement4,614 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Lot Area9,123 sqft (0.209 acres)
Lot Dimensions125 ft deep x 65 ft wide
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number010705
Street Address59 JACKSON ST
CityLONACONING
StateMD
Zip21539-1307
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description59 JACKSON ST P/O LOT 125 IRREG
Legal Lot Number125
JurisdictionALLEGANY MD
Township / Civil Division10, LONACONING
Census Block Group3
Census Block3032
Census Tract2100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address57 JACKSON ST, LONACONING, MD 21539-1307
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST PEOPLES COMMUNITY FCU
Feb 1, 2022Deed of Trust, Mortgage · Line of Credit
FIRST PEOPLES COMMUNITY FCU
Dec 20, 2021Deed, Transfer
METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY
Nov 7, 2019Grant Deed, Mortgage · Line of Credit
FIRST PEOPLES CMNTY FCU
Nov 7, 2019Grant Deed, Mortgage · Line of Credit
FIRST PEOPLES CMNTY FCU
Oct 31, 2017Deed of Trust, Mortgage · Conventional with PMI
COLUMBIA BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleNov 13, 2001 · Amount on Record
Deed Book / Page2736 / 42
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address59 JACKSON ST, LONACONING, MD 21539-1307
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002680-0336
DateJun 30, 2021
Book Page2680/336
Lender
NameFIRST PEOPLES COMMUNITY FCU
TypeCredit Union
AddressCUMBERLAND, MD 21505
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJun 28, 2036
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address59 JACKSON ST, LONACONING, MD 21539-1307
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002750-0181
DateFeb 1, 2022
Book Page2750/181
Lender
NameFIRST PEOPLES COMMUNITY FCU
TypeCredit Union
AddressCUMBERLAND, MD 21505
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueFeb 25, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateDec 20, 2021
Property Address59 JACKSON ST, LONACONING, MD 21539-1307
Document Number002736-0042
Book / Page2736 / 42
Instrument DateDec 3, 2021
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyMETROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 JACKSON ST, LONACONING, MD 21539-1307

November 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateNov 7, 2019
Property Address59 JACKSON ST, LONACONING, MD 21539-1307
Document Number0025110194
Book / Page002511 / 000194
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyALLEGHENY HIGHLANDS TITLE SETT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address57 JACKSON ST LONACONING MD 215391307, LONACONING, MD 21539-1307

Mortgage

Document Number25110194
DateNov 7, 2019
Book Page002511/000194
Lender
NameFIRST PEOPLES CMNTY FCU
TypeCredit Union
Address153 BALTIMORE ST, CUMBERLAND, MD 21502-2447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueNov 6, 2021
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateNov 7, 2019
Property Address59 JACKSON ST, LONACONING, MD 21539-1307
Document Number0025110175
Book / Page002511 / 000175
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyALLEGHENY HIGHLANDS TITLE SETT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address57 JACKSON ST LONACONING MD 215391307, LONACONING, MD 21539-1307

Mortgage

Document Number25110175
DateNov 7, 2019
Book Page002511/000175
Lender
NameFIRST PEOPLES CMNTY FCU
TypeCredit Union
Address153 BALTIMORE ST, CUMBERLAND, MD 21502-2447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 6, 2034
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address59 JACKSON ST, LONACONING, MD 21539-1307
Document Number0023360493
Book / Page002336 / 000493
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address57 JACKSON ST LONACONING MD 215391307, LONACONING, MD 21539-1307

Mortgage

Document Number0023360493
DateOct 31, 2017
Book Page002336/000493
Lender
NameCOLUMBIA BK
TypeBank
AddressTIMONIUM, MD 21093
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityLonaconing Town
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,281,700 (+1.02%)$1,301,900 (+2.38%) Land $27,300 Building $1,274,600
2025$18,567.00 (-1.87%)
2023$18,920.00$1,268,733$1,271,600 Land $27,300 Building $1,244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1996–2025)
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLAND-LONACONING
serves 5,000 people · EPA ID MD0010018
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2025
Turbidity
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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