50 Jackson St, Lonaconing, MD 21539 Property Records

Allegany County property record for 50 Jackson St, Lonaconing, MD 21539

Property Summary

Property TypeCommercial
Lot Size0.181 acres (7,875 sqft)
OwnerCompany Name on File
Last Sale$20,000 (Dec 1991)
Tax Bill$450 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-007283

Property Details

APN / Parcel Number

Primary APN10-007283
Alternative APN
  • 007283

Exterior

Lot Area7,875 sqft (0.181 acres)
Lot Dimensions125 ft deep x 63 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number007283
Street Address50 JACKSON ST
CityLONACONING
StateMD
Zip21539
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description50-52 JACKSON ST LOT 13 63X125
Legal Lot Number13
JurisdictionALLEGANY MD
Township / Civil Division10, LONACONING
Census Block Group3
Census Block3031
Census Tract2100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lonaconing Historic District
listed 1983 · 231 contributing resources · NRIS 83002919

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

50 Jackson St, a commercial property, is owned by a company that bought it in December 1991.

Source: Allegany County records, as of October 1, 2026

Owner of RecordCompany Name on File
Mailing Address57 JACKSON ST, LONACONING, MD 21539-1307
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST PEOPLES COMMUNITY FCU
Nov 7, 2019Grant Deed, Mortgage · Line of Credit
FIRST PEOPLES CMNTY FCU
Nov 7, 2019Grant Deed, Mortgage · Line of Credit
FIRST PEOPLES CMNTY FCU
Oct 31, 2017Deed of Trust, Mortgage
COLUMBIA BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 24, 1991 · Amount on File
Deed SaleDec 24, 1991 · Amount on File
Deed Book / Page599 / 319
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address50 JACKSON ST, LONACONING, MD 21539
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002680-0336
DateJun 30, 2021
Book Page2680/336
Lender
NameFIRST PEOPLES COMMUNITY FCU
TypeCredit Union
AddressCUMBERLAND, MD 21505
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueJun 28, 2036
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateNov 7, 2019
Property Address50 JACKSON ST, LONACONING, MD 21539
Document Number0025110194
Book / Page002511 / 000194
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyALLEGHENY HIGHLANDS TITLE SETT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address57 JACKSON ST LONACONING MD 215391307, LONACONING, MD 21539-1307

Mortgage

Document Number25110194
DateNov 7, 2019
Book Page002511/000194
Lender
NameFIRST PEOPLES CMNTY FCU
TypeCredit Union
Address153 BALTIMORE ST, CUMBERLAND, MD 21502-2447
Agreement
TypeLine of Credit
AmountAmount on Record
Term24 Months
DueNov 6, 2021
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateNov 7, 2019
Property Address50 JACKSON ST, LONACONING, MD 21539
Document Number0025110175
Book / Page002511 / 000175
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyALLEGHENY HIGHLANDS TITLE SETT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address57 JACKSON ST LONACONING MD 215391307, LONACONING, MD 21539-1307

Mortgage

Document Number25110175
DateNov 7, 2019
Book Page002511/000175
Lender
NameFIRST PEOPLES CMNTY FCU
TypeCredit Union
Address153 BALTIMORE ST, CUMBERLAND, MD 21502-2447
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 6, 2034
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address50 JACKSON ST, LONACONING, MD 21539
Document Number0023360493
Book / Page002336 / 000493
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedNov 22, 2017
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address57 JACKSON ST LONACONING MD 215391307, LONACONING, MD 21539-1307

Mortgage

Document Number0023360493
DateOct 31, 2017
Book Page002336/000493
Lender
NameCOLUMBIA BK
TypeBank
AddressTIMONIUM, MD 21093
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 50 Jackson St was $450.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityLonaconing Town
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,367$38,500 Land $23,600 Building $14,900
2025$450.00
2023$434.00$29,133$30,800 Land $15,700 Building $15,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1996–2025)
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Jackson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLAND-LONACONING
serves 5,000 people · EPA ID MD0010018
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2025
Turbidity
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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