Passaic County and Wayne Township property record for 59 Harmer Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,885 sqft · built 1962 |
| Lot Size | 0.343 acres (14,941 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jun 2021) |
| Tax Bill | $13,681 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01116-0000-00001 |
| Primary APN | 14-01116-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,885 sqft Living Area |
|---|
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Lot Area | 14,941 sqft (0.343 acres) |
| Old Parcel Number | 1400187G00001 |
|---|---|
| Street Address | 59 HARMER TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1116 |
| Legal Lot Number | 1 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 246104 |
59 Harmer Ter is owned and occupied by two individuals who bought it in June 2021.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 HARMER TER, WAYNE, NJ 07470-2843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 29, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on File |
| Deed Sale | Jun 29, 2021 · Amount on File |
| Prior Sale | Jan 25, 1994 · Amount on File |
| Deed Document Number | 202142412 |
| Deed Book / Page | 4070 / 86 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 59 HARMER TER, WAYNE, NJ 07470-2843 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 59 HARMER TER, WAYNE, NJ 07470-2843 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039597 |
|---|---|
| Date | Dec 16, 2024 |
| Book Page | M19181/143 |
| Instrument | 2024039597 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 21, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 29, 2021 |
| Property Address | 59 HARMER TER, WAYNE, NJ 07470-2843 |
| Document Number | 0000042412 |
| Book / Page | D4070 / 86 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021042412 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,047.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 6200 O C HESTER RD, HOLLY SPRINGS, NC 27540-8174 |
| Name | Verified Name |
|---|---|
| Address | 59 HARMER TER, WAYNE, NJ 07470-2843 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042413 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021042413 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 59 Harmer Ter was $13,681, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,100 (-) Land $120,900 Building $107,200 | $228,100 (-) Land $120,900 Building $107,200 | |
| 2025 | $13,681.00 (+0.88%) | $228,100 (-) Land $120,900 Building $107,200 | $228,100 (-) Land $120,900 Building $107,200 |
| 2024 | $13,562.00 (+3.99%) | $228,100 (-) Land $120,900 Building $107,200 | $228,100 (-) Land $120,900 Building $107,200 |
| 2023 | $13,042.00 (+1.13%) | $228,100 Land $120,900 Building $107,200 | $228,100 Land $120,900 Building $107,200 |
| 2022 | $12,896.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 59 Harmer Ter in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1982–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 59 Harmer Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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