47 Harmer Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 47 Harmer Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,651 sqft · built 1962
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (May 2021)
Tax Bill	$15,277 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01115-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`14-01115-0000-00008`
Alternative APNs	`1400187C00008` `140111500008`

Interior

Building Area	2,651 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Lot Area	15,420 sqft (0.354 acres)

Location & Zoning

Old Parcel Number	1400187C00008
Street Address	47 HARMER TER
City	WAYNE
State	NJ
Zip	07470-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1115
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1019
Census Tract	246104

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 HARMER TER, WAYNE, NJ 07470-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Apr 14, 1993
Deed Document Number	202131051
Deed Book / Page	4031 / 20
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 6, 2021
Property Address	47 HARMER TER, WAYNE, NJ 07470-2811
Document Number	0000031051
Book / Page	D4031 / 20
Instrument Date	Apr 29, 2021
Instrument	2021031051
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,787.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 HARMER TER, 47, WAYNE, NJ 07470-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 HARMER TER, WAYNE, NJ 07470-2811

Mortgage

Document Number	0000031052
Date	May 6, 2021
Instrument	2021031052

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,700 (-) Land $121,400 Building $133,300	$254,700 (-) Land $121,400 Building $133,300
2025	$15,277.00 (+0.88%)	$254,700 (-) Land $121,400 Building $133,300	$254,700 (-) Land $121,400 Building $133,300
2024	$15,144.00 (+5.17%)
2023		$254,700 Land $121,400 Building $133,300	$254,700 Land $121,400 Building $133,300
2022	$14,400.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1982–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20