59 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 59 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 1935
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Tax Bill	$2,491 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-671-016-0000`

Property Details

APN / Parcel Number

Primary APN	`004-671-016-0000`

Interior

Full Baths	2 Baths
Building Area	1,352 sqft Building Perimeter
1st Floor Area	920 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	18,295 sqft (0.42 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	59 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1042 P-1153 (L-1020 P-2223 & L-722 P-652) 243 LOTS 16 TO 20 INCL & E 30 FT OF LOTS 21 TO 25 INCL BLK 41 SYLVAN BEACH
Legal Subdivision	SYLVAN BEACH
Legal Block	41
Legal Lot Number	16-25
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1081
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2042 ONTARIO AVE NE, GRAND RAPIDS, MI 49505-4471
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Mar 19, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 17, 2017	Quit Claim Deed, Transfer CFC TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2015
Deed Sale	Mar 31, 2015
Deed Book / Page	1150 / 1996
Last Transfer Date	Mar 14, 2026
Transfer Doc	0000002161
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Recording Date	May 15, 2026
Property Address	59 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8702
Document Number	0000003453
Book / Page	1193 / 1248
Instrument Date	May 15, 2026
Instrument	20263453
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 ONTARIO AVE NE, GRAND RAPIDS, MI 49505-4471

Mortgage

Document Number	0000003453,
Date	May 15, 2026
Book Page	1193/1248
Instrument	20263453

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2051

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Mar 19, 2026
Property Address	59 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8702
Document Number	01192/2655
Book / Page	1192 / 2655
Instrument Date	Mar 14, 2026
Instrument	202600002161
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 ONTARIO AVE NE, GRAND RAPIDS, MI 49505-4471

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jan 17, 2017
Property Address	59 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8702
Document Number	1161/0492
Book / Page	1161 / 0492
Map Reference	LB 1 PL PG 37
Instrument Date	Dec 24, 2016
Instrument	201700000395
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	CFC TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2042 ONTARIO AVE NE, 2042, GRAND RAPIDS, MI 49505-4471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 ONTARIO AVE NE, GRAND RAPIDS, MI 49505-4471

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,000 (+10.25%)	$170,000 (+10.25%)
2025	$2,491.00	$77,100 (+49.13%)	$154,200 (+49.13%)
2023		$51,700	$103,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cherry Capital Connection Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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