59 E Benton St, Winterset, IA 50273 Property Records

Madison County property record for 59 E Benton St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,912 sqft · built 1909
Lot Size	0.199 acres (8,680 sqft)
Owner	Individual Name on Record
Last Sale	$320,500 (Jul 2026)
Tax Bill	$3,158 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`820000520030000`

Property Details

APN / Parcel Number

Primary APN	`820000520030000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,912 sqft Living Area
1st Floor Area	862 sqft
Basement Area	862 sqft
Unfinished Basement	862 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,680 sqft (0.199 acres)
Lot Dimensions	70 ft deep x 124 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	59 E BENTON ST
City	WINTERSET
State	IA
Zip	50273-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLOCK 20 PITZER & KNIGHT
Legal Subdivision	PITZER & KNIGHT
Legal Block	20
Legal Lot Number	4
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	1
Census Block	1023
Census Tract	60200

Owner

Source: Madison County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 E BENTON ST, WINTERSET, IA 50273-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Construction Loan · Construction Mortgage UNION STATE BANK
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Deed Document Number	20262192
Deed Book / Page	2026 / 2192
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jul 21, 2026
Property Address	59 E BENTON ST, WINTERSET, IA 50273-1122
Document Number	0000002192
Book / Page	2026 / 2192
Instrument Date	Jul 16, 2026
Instrument	20262192
Transaction Type	Construction Loan
Record Updated	Sep 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$51,712.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 E BENTON ST, WINTERSET, IA 50273-1122

Mortgage

Document Number	0000002193,
Date	Jul 21, 2026
Instrument	20262193

Lender

Name	UNION STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2027

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	59 E BENTON ST, WINTERSET, IA 50273-1122
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2724
Date	Jul 1, 2021
Book Page	2021/2724
Instrument	2021 2724

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,158.00 Homeowner's exemption	$191,700 (+11.78%) Land $32,800 Building $158,900	$191,700 (+11.78%) Land $32,800 Building $158,900
2024	$3,158.00 (+12.22%)
2023		$171,500 Land $14,100 Building $157,400	$171,500 Land $14,100 Building $157,400
2022	$2,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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