122 E Benton St, Winterset, IA 50273 Property Records

Madison County property record for 122 E Benton St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,656 sqft · built 1890
Lot Size	0.109 acres (4,752 sqft)
Owner	Individual Name on File
Last Sale	$160,500 (Mar 2023)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`820000513010000`

Property Details

APN / Parcel Number

Primary APN	`820000513010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,752 sqft (0.109 acres)
Lot Dimensions	72 ft deep x 66 ft wide

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	160 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	122 E BENTON ST
City	WINTERSET
State	IA
Zip	50273-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 72' LOT 1, BLK 13 PITZER & KNIGHT
Legal Subdivision	PITZER & KNIGHTS ADD
Legal Block	13
Legal Lot Number	1
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2026
Census Tract	60200

Owner

122 E Benton St is owned and occupied by an individual who bought it in March 2023.

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	122 E BENTON ST, WINTERSET, IA 50273-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer · VA Mortgage LAND HOME FINANCIAL SVCS INC
Sep 13, 2022	Warranty Deed, Transfer
May 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Prior Sale	Sep 13, 2022 · Amount on File
Deed Document Number	2023538
Deed Book / Page	2023 / 538
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Mar 16, 2023
Property Address	122 E BENTON ST, WINTERSET, IA 50273-1310
Document Number	002023/538
Book / Page	2023 / 538
Instrument Date	Mar 8, 2023
Instrument	2023 538
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E BENTON ST, WINTERSET, IA 50273-1310

Mortgage

Document Number	002023/542
Date	Mar 16, 2023
Book Page	2023/542
Instrument	2023 542

Lender

Name	LAND HOME FINANCIAL SVCS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Sep 13, 2022
Property Address	122 E BENTON ST, WINTERSET, IA 50273-1310
Document Number	02022/2712
Book / Page	2022 / 2712
Instrument Date	Sep 12, 2022
Instrument	2022 2712
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 UNIVERSITY AVE STE 134, 134, WEST DES MOINES, IA 50266-1260

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	May 10, 2021
Property Address	122 E BENTON ST, WINTERSET, IA 50273-1310
Document Number	02021/1898
Book / Page	2021 / 1898
Map Reference	BK 2016 PG 2107
Instrument Date	May 5, 2021
Instrument	2021 1898
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E BENTON ST, WINTERSET, IA 50273-1310

Tax Assessment & Valuation

The 2025 property tax bill for 122 E Benton St was $2,988.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00	$158,100 Land $13,600 Building $144,500	$158,100 Land $13,600 Building $144,500
2024	$2,988.00
2023		$152,600 Land $9,500 Building $143,100	$152,600 Land $9,500 Building $143,100
2022	$2,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 E Benton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 122 E Benton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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