59 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 59 Division St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,360 sqft · built 1900
Lot Size0.133 acres (5,833 sqft)
Owner2 Individual Names on File
Last Sale$43,500 (Dec 2017)
Tax Bill$3,987 (2026)
Deeds & MortgagesDec 2017 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.51-3-32

Property Details

APN / Parcel Number

Primary APN421500 49.51-3-32
Alternative APN
  • 150004905100030320000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area800 sqft
2nd Floor Area560 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,833 sqft (0.133 acres)
Lot Dimensions175 ft deep x 33.3 ft wide
PorchSlab
Porch Area363 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address59 DIVISION ST
CitySCHENECTADY
StateNY
Zip12304-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block3
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4003
Census Tract20700

Owner

59 Division St is owned and occupied by two individuals who bought it in December 2017.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address59 DIVISION ST, SCHENECTADY, NY 12304-1103
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2017 · Amount on File
Deed SaleDec 20, 2017 · Amount on File
Prior SaleOct 18, 2005 · Amount on File
Deed Document Number201757353
Deed Book / Page1977 / 886
Record UpdatedOct 29, 2026

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateDec 20, 2017
Property Address59 DIVISION ST, SCHENECTADY, NY 12304-1103
Document Number0000057353
Book / Page001977 / 000886
Instrument DateDec 18, 2017
Instrument57353
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount on Record
Tax$174.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address273 ALTAMONT AVE SCHENECTADY NY 123044660, SCHENECTADY, NY 12304-4660

Tax Assessment & Valuation

The 2026 property tax bill for 59 Division St was $3,987, up 2.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,987.00 (+2.7%)
2025$3,882.00$72,700 Land $10,900 Building $61,800$120,384 Land $18,049 Building $102,335
2023$72,700 (-) Land $10,900 Building $61,800$92,025 (+3.8%) Land $13,797 Building $78,228
2022$72,700 Land $10,900 Building $61,800$88,659 Land $13,293 Building $75,366
2021$3,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Division St

Nearby Streets

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