Schenectady County and Schenectady City property record for 51 Division St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,274 sqft · built 1900 |
| Lot Size | 0.133 acres (5,833 sqft) |
| Owner | Individual Name on File |
| Last Sale | $34,500 (Dec 2001) |
| Tax Bill | $5,193 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.51-3-34 |
| Primary APN | 421500 49.51-3-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Total Area |
| 1st Floor Area | 1,137 sqft |
| 2nd Floor Area | 1,137 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,833 sqft (0.133 acres) |
| Lot Dimensions | 175 ft deep x 33.3 ft wide |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 51 DIVISION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1103 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20700 |
51 Division St, a duplex, is owned by an individual who acquired it in July 2013.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 53 DIVISION ST, SCHENECTADY, NY 12304-1103 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2001 · Amount on File |
| Deed Sale | Dec 20, 2001 · Amount on File |
| Deed Book / Page | 1614 / 777 |
| Last Transfer Date | Jul 26, 2013 |
| Transfer Doc | 0000035192 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 51 Division St was $5,193, up 3.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,193.00 (+3.8%) | ||
| 2025 | $5,003.00 | $79,100 Land $11,900 Building $67,200 | $130,982 Land $19,705 Building $111,277 |
| 2023 | $79,100 (-) Land $11,900 Building $67,200 | $100,127 (+3.8%) Land $15,063 Building $85,064 | |
| 2022 | $79,100 Land $11,900 Building $67,200 | $96,463 Land $14,512 Building $81,951 | |
| 2021 | $4,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 51 Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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