59 Dillard St, Murphy, NC 28906 Property Records

Cherokee County property record for 59 Dillard St, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage2,344 sqft Heated Area
Lot Size27,443 sqft (0.63 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2015)
Tax Bill$1,405.00 (2025)

Property Details

APN / Parcel Number

Primary APN459211652181000
Alternative APN
  • 42090

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,344 sqft Heated Area
Upper Floors900 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area27,443 sqft (0.63 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area720 sqft Garage
Deck Area262 sqft Deck
PorchOpen Porch
Porch Area175 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number42090
Street Address59 DILLARD ST
CityMURPHY
StateNC
Zip28906-2937
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELWOOD LOT 825/213 A/17
Legal Lot Number825
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup2
Census Block2056
Census Tract930402

Owner

Source: Cherokee County records · APN 459211652181000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address59 DILLARD ST, MURPHY, NC 28906-2937
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2018Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Aug 22, 2017Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2015 · Amount on Record
Deed SaleAug 06, 2015 · Amount on Record
Deed Doc Number03171
Deed Book / Page01517 / 0239
Record RefreshedJun 08, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address59 DILLARD ST, MURPHY, NC 28906-2937
Transaction TypeMortgage
Record UpdatedMar 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01582/0543
DateMar 12, 2018
Book Page01582/0543
Instrument01152
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address59 DILLARD ST, MURPHY, NC 28906-2937
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 03695
DateAug 22, 2017
Book Page01567/0461
Instrument03695
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRaleigh, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,405.00$216,490 (-)$216,490 (-) Land $55,200 Building $161,290
2023$216,490$216,490 Land $55,200 Building $161,290

Flood & Wildfire

59 Dillard St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
46th percentile of exposed land nationally · 67th in North Carolina
Wildfire LikelihoodModerate — about 1 in 1,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Dillard St

Nearby Streets

Search Property Records by Address or Parcel Number