Cherokee County property record for 58 Dillard St, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,264 sqft Heated Area |
| Lot Size | 16,988 sqft (0.389 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $98,000 (2015) |
| Tax Bill | $1,215.00 (2025) |
| Primary APN | 459215641904000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,264 sqft Heated Area |
| Upper Floors | 570 sqft Upper Floors |
| Basement Area | 806 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,988 sqft (0.389 acres) |
| Depth X Width | 170 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 369 sqft Patio |
| Porch | Open Porch |
| Porch Area | 126 sqft Porch |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 42710 |
|---|---|
| Street Address | 58 DILLARD ST |
| City | MURPHY |
| State | NC |
| Zip | 28906-2970 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LTS 15 & 16 BLK H MOORELAND HGTS A/1C A/17 A/26 |
| Legal Block | H |
| Legal Lot Number | 15-16 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 2 |
| Census Block | 2055 |
| Census Tract | 930402 |
Source: Cherokee County records · APN 459215641904000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 58 DILLARD ST, MURPHY, NC 28906-2970 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on Record |
| Deed Sale | Nov 19, 2015 · Amount on Record |
| Prior Sale | Apr 28, 2006 · Amount on Record |
| Deed Doc Number | 04979 |
| Deed Book / Page | 01524 / 0821 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 58 DILLARD ST, MURPHY, NC 28906-2970 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 001683/997 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 1683/997 |
| Instrument | 4044 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 58 DILLARD ST, MURPHY, NC 28906-2970 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001683/981 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 1683/981 |
| Instrument | 4043 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,215.00 | $185,370 (-) | $185,370 (-) Land $48,000 Building $137,370 |
| 2023 | $185,370 | $185,370 Land $48,000 Building $137,370 |
58 Dillard St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 67th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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